Eric Reed

Fifth-generation wireless, otherwise known as 5G, is a big deal, a highly anticipated next step in wireless service. If companies can distribute it as advertised, it has the potential to completely… Read more

The metaverse is a speculative idea more than a specific product or service. It does not exist yet, nor will it be a specific product or service if it is developed. But it is backed by a lot of smart… Read more

There are two main ways to invest in private equity. The first is to invest through a private equity firm. This is the most common way to invest in private equity assets. However, it is also… Read more

Anyone whose income is less than the tax filing threshold is not required to file an income tax form with the IRS. For most taxpayers, this threshold is usually set at or around the standard… Read more

There are two types of thinking when it comes to crypto investing. The first dictates that you cannot mitigate risk in cryptocurrency since it is considered one of the most volatile asset classes in… Read more

The general rule for asset allocation in retirement is this: You should shift toward more conservative investments once you retire, since you no longer have an active income with which to replace… Read more

“Digital currency” and “cryptocurrency” might seem interchangeable, but they mean two different things. Digital currency refers to any currency that exists online. Cryptocurrency, on the other hand,… Read more

A pension risk transfer (PRT) occurs when a company ends its pension program. Usually in the process it tries to stop paying its existing benefits under pension programs for past and present… Read more

A health savings account (HSA) allows you to set aside pre-tax money for qualified healthcare expenses. You can set up an HSA account with a bank, investment firm or other qualified financial… Read more

If you’re wondering whether you can deduct your rent on your taxes, the short answer is yes. You can deduct rent if you live in a state that allows it. However, only 22 states offer this type of… Read more

Fertility insurance is an element of health insurance that covers issues with conception and carrying a child to term. Many parents rely on fertility insurance for expensive procedures such as in… Read more

If you’re a retiree who depends on Social Security, in some cases you can gross up your Social Security income on financial paperwork. You would do this to make your income more accurately represent… Read more

If you’re one of the many people looking for a new home right now, one of the first questions is this: do you want a house or a condominium? In a nutshell, consider the difference this way: If you… Read more

Diversification is critical to a strong portfolio over the long term. Every now and again, someone might get lucky and pull an “everything into Apple in 2005,” but single-security or single-asset… Read more

When you apply for a mortgage, your credit score is generally one of the most important factors in determining your interest rate. This can make a big difference when it comes to your monthly… Read more

Foreign portfolio investment, or FPI, is any financial asset that you hold from outside of your country. For example, if an American investor buys shares on the London Stock Exchange, they hold a… Read more

Thinking about your own death isn’t fun, but don’t worry, planning for your estate does not actually have to be a difficult or lengthy process. Unless you have significant assets or complex wishes,… Read more

A home equity loan is a personal loan secured by the value of your residence. It’s often the easiest form of personal credit for individuals to get. While requirements will vary, most lenders will… Read more

Most Americans have less in their retirement accounts than they’d like, and much less than the rules say they should have. So, obviously, if that describes you then you’re not alone. Now, most… Read more

If you’re self-employed, you must file quarterly taxes every few months. These are your estimated tax payments, making up for the fact that you don’t have an employer to withhold your taxes over the… Read more

When you have hundreds of thousands or even millions of dollars to invest, there are many ways to grow your money and earn passive income. If you are looking for smart investments to build your… Read more

For older Americans, living off the interest and returns of your retirement account is how retirement is structured. The goal is that by the time you hit your late 60s you will ideally have enough… Read more