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Eric Reed

Retirement and Investing Expert

Eric Reed is a freelance journalist who specializes in economics, policy and global issues, with substantial coverage of finance and personal finance. He has contributed to outlets including The Street, CNBC, Glassdoor and Consumer Reports. Eric’s work focuses on the human impact of abstract issues, emphasizing analytical journalism that helps readers more fully understand their world and their money. He has reported from more than a dozen countries, with datelines that include Sao Paolo, Brazil; Phnom Penh, Cambodia; and Athens, Greece. A former attorney, before becoming a journalist Eric worked in securities litigation and white collar criminal defense with a pro bono specialty in human trafficking issues. He graduated from the University of Michigan Law School and can be found any given Saturday in the fall cheering on his Wolverines.

Posts by Eric Reed:

by Eric Reed Sep 30, 2022

Let’s start with some good news. It is not as bad as you’ve heard. The divorce rate is high, but it still requires a lot of variables for a couple to actually get divorced. Still, “probably won’t happen” doesn’t mean your marriage is on stable ground. If your marriage does end badly, chances are you’ll need help. That’s where a Certified Divorce Financial Analyst comes in. Read more

by Eric Reed Oct 23, 2020

A certified treasury professional (CTP) is a designation some financial professionals earn so they are able to help businesses manage and operate their corporate treasuries. Like other certifications, such as certified financial planner (CFP) and chartered financial advisor (CFA), if you’re advisor or anyone else you work with has the CTP certification, it’s a sign of their expertise — and if its help managing corporate treasuries you want, a CTP certification would be a very nice thing for your advisor to have. For help finding the right financial advisor for your family or business, consider using SmartAsset’s free financial advisor matching service. Read more

by Eric Reed Jan 08, 2020

More than half of Americans have invested in a stock-related mutual fund. Most invest through their retirement accounts, often with little direction beyond selecting a 401k fund. But stocks are just one way to grow your money. An increasingly number of investors are exploring alternative investments. There is money to be made here, and arguably the best person to explain that is the Chartered Alternative Investment Analyst. Read more

by Eric Reed Sep 18, 2019

Your friend wants to borrow $20, so you take a minute to think about it. What happened the last time he borrowed money from you? You might see that 20 bucks again, but even odds say you don’t. So you… Read more

by Eric Reed Sep 30, 2022

Almost no one will know what it means if your business card has a “CPCU” after your name. The “almost” is key here though. Almost no one will understand what CPCU means, but your colleagues will.… Read more

by Eric Reed May 02, 2022

Certified public accountants (CPAs) are at the top of the accounting field. Whether you keep the books at a small office or review files for the IRS, accounting is a wide field with many professions… Read more

by Eric Reed Sep 13, 2019

Financial advice comes, mostly, in a sea of acronyms. There is the CPA (Certified Public Accountant), the CFP (Certified Financial Planner), the CIMA (Certified Investment Management Analyst) and… Read more

by Eric Reed Sep 10, 2019

If you’re in a position to need this article, congratulations. We’ll try to contact Lamborghini to target you with banner ads. If you’re not, but have decided to read this article anyway, welcome to… Read more

by Eric Reed Oct 18, 2019

Here’s the situation: You would like to invest your savings or retirement account. However, not wanting to trust your money to eTrade and luck, you hire an investment advisor who steers your money… Read more

by Eric Reed Oct 02, 2019

Certified investment management analysts sit atop and entire industry of financial planners. Only about a third of Americans under 35 have money in the stock market, the legacy of the Great Recession… Read more

by Eric Reed Jul 22, 2019

A call provision allows an issuer to pay a bond early. Most bonds have a fixed maturation and value. If you buy a 10-year bond, you get back your capital plus a fixed interest rate in a decade. Call… Read more

by Eric Reed Jul 30, 2019

A viatical settlement is some grim business. It allows the holder of a life insurance policy to sell it for more than its purchase price, but less than its face value. If you are in the market to… Read more

by Eric Reed Aug 15, 2019

When is debt not ordinary debt? When it’s packaged as exchange-traded notes. An exchange-traded note (ETN) is pegged to a market index, but functions like a bond. At maturity, ETNs pay out the return… Read more

by Eric Reed Jul 29, 2019

Bonds are often the investment of choice for people seeking stability. They don’t yield much, unless you have sought out the junk market, but they come with highly stable returns. Bonds can be seen… Read more

by Eric Reed Mar 18, 2022

There’s one main reason someone would choose to conduct dark pool trading: It allows them to initiate trades without influencing the stock market. In turn, dark pool investing is a straightforward… Read more

by Eric Reed Aug 26, 2022

b The coupon rate is the fixed annual rate at which a guaranteed-income security, typically a bond, pays its holder or owner. It is based on the face value of the bond at the time of issue, otherwise… Read more

by Eric Reed Sep 09, 2019

Never trust a get-rich-quick scheme. This may be the most important thing you need to know about penny stock promoters. Since they aren’t in it for you, here’s a breakdown of what you need to know to… Read more

by Eric Reed Jan 14, 2020

The Volcker Rule was established following the Great Recession of the late 2000s and early 2010s. Essentially, the law stops depository banks from making risky and speculative investments with… Read more

by Eric Reed Mar 12, 2020

Medicare is one of the most popular health care programs in America. Part of what sells the program is its simplicity: You turn 65, you get healthcare. But in reality, Medicare is a patchwork of… Read more

by Eric Reed Jul 08, 2019

Medicare coverage, specifically Part D, is rather complex. For years, the potential benefits of this program were overshadowed by the “donut hole.” This refers to a large gap in Medicare drug… Read more

by Eric Reed Aug 25, 2022

As a general rule, you have until tax day to make IRA contributions for the prior year. In 2022, that means you can contribute toward your 2021 tax year limit of $6,000 until April 15. And as of Jan.… Read more

by Eric Reed Sep 09, 2022

Limit orders are increasingly important as the pace of the market quickens. Computer algorithms execute more than half of all stock market trades each day. Limit orders that restrict buying and… Read more

by Eric Reed Aug 04, 2022

Structured notes offer investors options that are otherwise unavailable, but there’s reason to be wary of them. While structured notes do contain a bond element that’s generally considered safe, the… Read more

by Eric Reed Jan 21, 2022

Want to invest the assets in your individual retirement account (IRA) in private placement securities, real estate or even crypto? You can, but you’ll need to find a custodian for what’s known as a… Read more

by Eric Reed Jan 31, 2020

Commodity futures are contracts to buy or sell a specific amount of a commodity at a certain price on a designated date. If the price of a commodity goes up before that date, a commodity futures… Read more