Email FacebookTwitterMenu burgerClose thin

Emily Zhu

Emily Zhu writes on a variety of personal finance topics for SmartAsset. Her expertise includes retirement, credit cards, taxes and banking. She grew up in Brooklyn, but now splits her time between Brooklyn and Rochester. Emily is currently studying at the University of Rochester.

Posts by Emily Zhu

How to Choose a Financial Advisor
Financial Advisor

How to Choose a Financial Advisor

So you’ve decided to start working with a financial advisor. Good for you! But even after narrowing down a list of possible advisors, deciding on one can still be difficult. Wondering how to choose a financial advisor? Here are some factors to remember so you can find the best one for you. What Is a Financial Advisor? Financial… read more…

SmartAsset: What Is a Financial Plan, and How Do You Build One?
Advisor Basics

What Is a Financial Plan and How Do You Build One?

A financial plan is a comprehensive overview of your financial goals and the steps you need to take to achieve them. Financial plans are usually written down in physical documents to ensure that it is concrete and final. Many people… read more…


ChFC vs. CFP: What’s the Difference?

The certified financial planner (CFP) designation and the chartered financial consultants (ChFCs) are both designations for financial advisors. Neither is easy to qualify for but both carry a distinction or validation that makes it easier for advisors. Of course, to… read more…

What Is a Cashier's Check, and Where Can You Get One?
Banking Basics

What Is a Cashier’s Check? How to Buy One, Definition and Cost

A cashier’s check is often necessary for big purchases, like the down payment on a home. This is because a cashier’s check is drawn from a bank’s account and is therefore as highly regarded as cash. You can’t bring a regular personal… read more…