Credit Card, Banking, Tax and Retirement Expert
Emily Zhu writes on a variety of personal finance topics for SmartAsset. Her expertise includes retirement, credit cards, taxes and banking. She grew up in Brooklyn, but now splits her time between Brooklyn and Rochester. Emily is currently studying at the University of Rochester.
Posts by Emily Zhu:
So you’ve decided to start working with a financial advisor. Good for you! But even after narrowing down a list of possible advisors, deciding on one can still be difficult. Wondering how to choose a financial advisor? Here are some factors to remember so you can find the best one for you. Read more
When it comes to planning for the future, you may not even know where to start. On top of planning for retirement, there are potential expenses like college for your children. This is where a financial plan can help. It identifies your financial goals and outlines the steps to achieve them. A concrete plan helps quell any nerves about the future and lets you work toward your goals. Read more
If you’re ready to create a financial plan but can’t quite do it on your own, you might need the help of a financial advisor. But finding the right financial advisor can be a whole process on its own. When looking at different advisors, you’ll notice that some have different certifications, most noticeably ChFC and CFP designations. What exactly do these letters mean, and how are they different? Is one better equipped to help with financial planning? Let’s break it down. Read more
Are you thinking about applying for your first credit card? Or maybe you’re trying to repair your credit history. Either way, you’re likely to come across the term, “secured credit card.” But what is… Read more