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Elizabeth Smith

Credit Card, Savings and Retirement Expert

Liz Smith is a graduate of New York University and has been passionate about helping people make better financial decisions since her college days. Liz has been writing for SmartAsset for more than four years. Her areas of expertise include retirement, credit cards and savings. She also focuses on all money issues for millennials. Liz's articles have been featured across the web, including on AOL Finance, Business Insider and WNBC. The biggest personal finance mistake she sees people making: not contributing to retirement early in their careers.

Posts by Elizabeth Smith:

by Elizabeth Smith Jan 08, 2016

Investing can be a great way to build wealth as a young adult. But if you don’t know anything about stock or bonds, you might be tempted to avoid the process of investing altogether. Avoiding investing means you could miss out on the chance to earn big returns, though. Check out the tips below to help you get started. Remember, an early start can make all the difference when it comes to your net worth. Read more

by Elizabeth Smith Dec 10, 2019

We all know that the salary we negotiate is not the same as our take-home pay. Between benefits, retirement contributions and taxes, the difference can be quite substantial. In America, federal and often state and local governments collect income taxes. Understanding which factors affect how much income tax you have to pay can help you make more informed decisions. Read more

by Elizabeth Smith Dec 31, 2015

Once you’ve closed on a home and you’ve gotten a mortgage, there’s one more important step to take. That’s right – even after you’ve completed a ton of paperwork and you’ve survived the stress of buying a home with someone, there’s another move that it’s a good idea to make. If you don’t already have one, a life insurance policy could be a great thing to purchase. Read more

by Elizabeth Smith Dec 18, 2015

Applying to college can be exciting. But what if the schools on your list are in areas known for their record-breaking cold? Some students crave cold weather, while others simply bear it in exchange… Read more

by Elizabeth Smith May 02, 2016

  We all know buying a home is a big step and while homeownership offers serious benefits, renting can be just as sweet a deal. If you’re struggling to commit to buying, remember that the decision is… Read more

by Elizabeth Smith Jan 12, 2016

When you’re on the hunt for a rental, it can be tempting to jump on a unit designated as a “no-fee” apartment. Who wants to pay extra money for a broker’s services? After all, you already have to… Read more

by Elizabeth Smith Nov 12, 2017

My college graduation looms in the near future. I’m still trying to figure out what come next. Many of my classmates are looking to continue their education. I have friends headed to law, medical,… Read more

by Elizabeth Smith Jan 02, 2015

Netflix, ShoeDazzle, Citrus Lane, Petflow, Birchbox. It seems that subscription services are popping up everywhere these days. And it makes sense. These companies sell you something once and the… Read more

by Elizabeth Smith Jan 02, 2015

‘Tis the season – for festivities, traditions, family…and spending. Travel, parties, presents and decorations are just a few of the mounting expenses we face as the merriest time of the year… Read more

by Elizabeth Smith Jan 02, 2015

We all understand it: Bring Your Own Beverage. Choosing to BYOB to a restaurant – with a beverage license or not – can be a wonderful way to eat out while cutting costs. There’s a reason Zagat added … Read more

by Elizabeth Smith Mar 14, 2018

When I was 15, my parents gave me my first credit card. It was for emergency use only. Many people thought this was crazy. Most of my friends didn’t have one. But it was a way to expose me to credit… Read more

by Elizabeth Smith Sep 14, 2016

Sometimes you may look around your home and wonder how it ever got this way. Meanwhile you see gorgeous decor images all around you. Looking through Restoration Hardware, Pottery Barn magazines, and… Read more

by Elizabeth Smith Dec 23, 2014

Between the dying middle class, financial crash of 2008, subsequent slow recovery, crushing student loan debt, the federal deficit and broken healthcare system, millennials have plenty to worry about… Read more

by Elizabeth Smith Dec 21, 2017

First impressions leave a lasting impression. One of the easiest and most dramatic ways to enhance the first impression of your home is with paint. Read more

by Elizabeth Smith Jan 29, 2015

Being environmentally friendly has grown into more than just a trend over the past several years. Beyond basic energy-saving steps, consumers are now demanding greener homes. Often they want entire… Read more

by Elizabeth Smith Dec 23, 2014

Whether you have a yoga class on the Upper East Side, hair appointment in Soho, or dinner in Flatiron, it’s not always easy to navigate New York City. Made for travelers and locals alike, we have a… Read more

by Elizabeth Smith Feb 08, 2017

Student life is busy: school, internships, part-time jobs, friends, dating, and staying involved on campus. It may seem easier to worry about grades than your credit score, but college is a great… Read more

by Elizabeth Smith Jan 02, 2015

It is commonly said that attractive people have a happier, more successful life than their less attractive counterparts – but how does this affect your wallet? Read more

by Elizabeth Smith Dec 23, 2014

The ramen burger tried to do it. The Japadog tried to do it. Even Dominique Ansel tried to repeat his own success with the frozen s’more. But nothing can surpass the food fad glory that is the Cronut… Read more