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Elizabeth Smith

Credit Card, Savings and Retirement Expert

Liz Smith is a graduate of New York University and has been passionate about helping people make better financial decisions since her college days. Liz has been writing for SmartAsset for more than four years. Her areas of expertise include retirement, credit cards and savings. She also focuses on all money issues for millennials. Liz's articles have been featured across the web, including on AOL Finance, Business Insider and WNBC. The biggest personal finance mistake she sees people making: not contributing to retirement early in their careers.

Posts by Elizabeth Smith:

by Elizabeth Smith Apr 17, 2019

Gasoline can get expensive, but most of us have to drive at some point or another. Driving around to find the cheapest gas  in town is one way to cut a big chunk out of your monthly gas bill. But there are many tips and tricks that can reduce what you pay at the pump. Here are seven strategies that can help you save money on gas and reduce your environmental footprint. Read more

by Elizabeth Smith Nov 06, 2017

Whether you’re a frequent flyer or you’re new to the travel game, you’ve probably heard about the biggest revolution in travel accommodations: short-term apartment and home rentals. Thanks to companies like Airbnb, VRBO and HomeAway, you can live like you do at home while you’re on vacation. But since these options aren’t always cheaper than hotels, sometimes it’s difficult to decide where to stay while you’re traveling. Let’s take a look at the benefits of booking a hotel room versus renting out a temporary space. Read more

by Elizabeth Smith Jul 23, 2019

Bank-to-bank transfers allow consumers to move money electronically. Specifically, they allow someone to transfer money from an account with one bank to an account with another institution. If you’ve never used this service before, it might seem a little confusing. If you need some help understanding how it works, here’s what you should know about bank-to-bank transfers. Read more

by Elizabeth Smith Aug 09, 2016

A salary usually isn’t the only benefit in a job compensation package. Companies offer all sorts of perks from 401(k) plans and free snacks to stock options. Some of these benefits are extended to… Read more

by Elizabeth Smith Jul 18, 2019

We all know that it’s important to pay off our debt. But student loan debt can sometimes get lost in the shuffle when you’re trying to keep up with your other bills and financial obligations. If you… Read more

by Elizabeth Smith Feb 07, 2017

Choosing the right credit card can be intimidating. After all, there are lots of different ones to choose from. Generally, it’s a good idea to avoid credit cards that charge high fees. But in some… Read more

by Elizabeth Smith Jul 06, 2016

Working from home can give employees more flexibility and potentially improve their quality of life. But even if you don’t have to commute to an office, you still have to meet your deadlines and get… Read more

by Elizabeth Smith Jun 30, 2016

Diversifying your investment portfolio doesn’t just involve investing in different types of stocks or bonds. By investing in foreign markets, you can lower your overall investment risk and… Read more

by Elizabeth Smith Jun 29, 2016

Entering the “real world” after college can be scary. The job hunting process can be stressful and if your main concern is locking down a gig, it may be tempting to accept the first offer that a… Read more

by Elizabeth Smith Jul 09, 2018

Things have tightened up in the housing market since the housing crisis and lenders are looking at mortgage applications more closely. Lenders consider many factors before deciding whether to approve… Read more

by Elizabeth Smith Jun 20, 2016

There’s nothing wrong with investing in U.S. markets. But looking at foreign markets might open some doors and provide you with some new, lucrative opportunities that you didn’t have access to before… Read more

by Elizabeth Smith Jun 17, 2016

Filling your home with the right appliances can make your life easier. So whether you’re building your first home or you’re remodeling a house you’ve lived in for years, it’s important to choose… Read more

by Elizabeth Smith Aug 01, 2019

You’ve probably heard of a trust – the magical inheritance that only an elite few are entitled to. But the truth is, a trust is a financial tool that can benefit anyone who wants control over how… Read more

by Elizabeth Smith Feb 02, 2017

A rainy day doesn’t have to be a lazy day. If you’re stuck inside your house, there are plenty of ways to make the most of your free time. For example, if it’s been a while since you reviewed your… Read more

by Elizabeth Smith Apr 07, 2016

Whether you are having a baby, moving into a new place or preparing to start a new business, there may come a time when you and your significant other have to transition from living off two incomes… Read more

by Elizabeth Smith Apr 04, 2016

If you’re a working parent, you probably know how challenging it can be to raise a child and work a full-time job at the same time. As a result, some parents decide to leave the workforce entirely.… Read more

by Elizabeth Smith Jun 26, 2017

Traveling by plane can be expensive and lately it seems like there are extra baggage fees and charges for everything. Planes are crowded and there are longer waits at security. There is, however, one… Read more

by Elizabeth Smith Mar 18, 2016

Watching loved ones struggle with their personal finances is never fun, especially when you’re doing relatively well yourself. But before you rush to the aid of your mother, your brother or your… Read more

by Elizabeth Smith Apr 17, 2019

Trying to pay off credit card debt can be stressful. But switching over to paperless billing can make it easier to manage your payments. When you sign up for this service, all of your account… Read more

by Elizabeth Smith Feb 23, 2016

Filing taxes can be incredibly stressful and the process can make you feel like the government is holding a big magnifying glass over your finances. But it’s possible to survive tax season and make… Read more

by Elizabeth Smith Jul 16, 2018

You probably understand that saving for retirement is important, but you might not know exactly how to get started. Whether you’re able to participate in an employer-sponsored plan or not,… Read more

by Elizabeth Smith Feb 11, 2016

Want to move up the ladder? Whether you’ve been holding down the same position for a while, you’re noticing internal shuffling or you just want to make yourself an irreplaceable employee from the get… Read more

by Elizabeth Smith Feb 05, 2016

Everyone makes mistakes and every now and then, we say things that we later regret blurting out. But doing so at work can potentially be detrimental to your career path. Certain phrases and sayings… Read more

by Elizabeth Smith Feb 04, 2016

Planning ahead and being aware of the kinds of bad habits you have can help you save more money every day. Some activities and expenses you may consider necessities could actually be eliminated to… Read more

by Elizabeth Smith Sep 06, 2018

Participating in a 401(k) plan is one of the simplest ways to start planning for retirement. Unfortunately, not all employers offer this tax-advantaged savings plan. If you don’t have the opportunity… Read more