Liz Smith is a graduate of New York University and has been passionate about helping people make better financial decisions since her college days. Liz has been writing for SmartAsset for more than four years. Her areas of expertise include retirement, credit cards and savings. She also focuses on all money issues for millennials. Liz's articles have been featured across the web, including on AOL Finance, Business Insider and WNBC. The biggest personal finance mistake she sees people making: not contributing to retirement early in their careers.
We all know that it’s important to pay off our debt. But student loan debt can sometimes get lost in the shuffle when you’re trying to keep up with your other bills and financial obligations. If you happen to miss one student loan payment, there’s no need to panic. If you act quickly, you can prevent your mistake from ruining your credit score and jeopardizing your financial future. Read more
Diversifying your investment portfolio doesn’t just involve investing in different types of stocks or bonds. By investing in foreign markets, you can lower your overall investment risk and potentially increase your earnings at the same time. If you’re interested in investing in an international market, one way to get started is to get an American Depositary Receipt (ADR). Here’s everything you need to know about ADRs. Read more
Entering the “real world” after college can be scary. The job hunting process can be stressful and if your main concern is locking down a gig, it may be tempting to accept the first offer that a prospective company throws at you. But accepting a salary that’s too low could haunt you for the rest of your career. Check out three tips new grads need to keep in mind when negotiating entry level salaries. Read more
Student loan debt can be crippling and loan default rates continue to rise as more and more borrowers struggle to make their monthly loan payments. You may have heard that debtors can file for… Read more
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