Credit Card, Savings and Retirement Expert
Liz Smith is a graduate of New York University and has been passionate about helping people make better financial decisions since her college days. Liz has been writing for SmartAsset for more than four years. Her areas of expertise include retirement, credit cards and savings. She also focuses on all money issues for millennials. Liz's articles have been featured across the web, including on AOL Finance, Business Insider and WNBC. The biggest personal finance mistake she sees people making: not contributing to retirement early in their careers.
Posts by Elizabeth Smith:
You’ve probably heard about credit scores and how important they are. But what’s a good credit score nowadays? Who calculates your credit score and how do they do it? Your credit report is a document that holds all the information that determines your credit score. On that document, you can see all your past loans, credit accounts and more. Luckily, finding your credit report isn’t hard with AnnualCreditReport.com. Read more
If you’ve landed on this page, chances are you’re just as perplexed as a ton of other people as to why American Express isn’t accepted at so many stores. It’s a major credit card company with millions of customers around the world. So what gives? Why can’t those millions of customers use their Amex cards at so many places? Turns out, sometimes accepting American Express just costs too much for merchants to make it worth it. Read more
It may not be on your mind day and night, but your credit report is one of your most valuable assets. Having a clean credit report helps you secure credit cards with better interest rates and can even make you a more appealing job applicant. But how do you know if your credit report is in good shape or not? And if it’s not, how can you clean up your credit? Let’s break it down into 10 steps. Read more
Do you have a budget? Do you follow it? If you answered no, you’re not alone. According to NAPFA, 60% of U.S. adults don’t have a budget and less than 50% of Americans have a purposeful savings plan.… Read more
Investing can be an intimidating endeavor with all its terminology and the complexities of the market. But you shouldn’t let that stop you. Investing provides a great way to grow your money. There… Read more