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Dori Zinn

Retirement and Investing Expert

Dori Zinn has been covering personal finance for nearly a decade. Her writing has appeared in Wirecutter, Quartz, Bankrate, Credit Karma, Huffington Post and other publications. She previously worked as a staff writer at Student Loan Hero. Zinn is a past president of the Florida chapter of the Society of Professional Journalists and won the national organization's "Chapter of the Year" award two years in a row while she was head of the chapter. She graduated with a bachelor's degree from Florida Atlantic University and currently lives in South Florida.

Posts by Dori Zinn:

by Dori Zinn Jul 26, 2019

While your financial planner may act in your best interest, who acts in the best interest of your financial planner? The Securities Industry and Financial Markets Association (SIFMA) is a nonprofit trade association for investment bankers, broker dealers and asset managers. If you’re an investment professional or a client, there are a few things should know about SIFMA and how they impacts the financial services industry. Read more

by Dori Zinn Jul 26, 2019

A zero coupon bond doesn’t pay interest, but it could pay off for your portfolio. Choosing between the many different types of bonds may require a plan for your broader investments. A zero coupon bond often requires less money up front than other bonds. Yet zero coupon bonds still carry some of risk and can still be influenced by interest rates. Read more

by Dori Zinn Jul 25, 2019

You don’t have to watch movies like “The Wolf of Wall Street” or “Boiler Room” to know what pump and dump scheme is about.  Brokers pitch penny stocks to customers in high volume despite its questionable returns.  Once the buyers dry up, the firm ditches its shares for a big profit and drives stock prices down. That results in huge losses for customers and is, unsurprisingly, illegal. Read more

by Dori Zinn Apr 25, 2022

Liquid assets are things that can be quickly converted into cash without losing value. These come in many different forms, such as cash, stocks, other marketable securities, money market funds and… Read more

by Dori Zinn Aug 28, 2020

When you’re starting to invest, you’ll begin to take cash and buy different types of investments, or securities. There are many versions of securities you can invest in, and the ones you choose… Read more

by Dori Zinn Oct 06, 2020

iiii An irrevocable life insurance trust (ILIT) can provide peace of mind as you start your estate planning process. If you have a sizable estate or young beneficiaries, an ILIT can provide control… Read more

by Dori Zinn Aug 21, 2019

The Compound Annual Growth Rate (CAGR) may be the key to better investment earnings. The CAGR formula calculates year-over-year growth rates and helps chart investment performance. It also allows… Read more

by Dori Zinn Mar 05, 2020

In investing, the principal is the cash you put into an investment account. If you’re borrowing money, the principal is the actual amount you borrow, before interest begins to apply. For both loans… Read more

by Dori Zinn Aug 24, 2021

Dying may get you out of a lot of things, but not taxes. If you have a lot of property you want to leave to your children or other heirs, it may be subject to taxation. Federal estate taxes (and in a… Read more

by Dori Zinn May 19, 2022

There are many different ways to save for retirement. Roth IRAs and 403(b)s are among the more popular account types. The former has strong after-tax perks and is available to most savers below… Read more

by Dori Zinn Aug 28, 2020

Deferment and forbearance are options that people struggling to keep up with their student loans can use to make sure they don’t get into serious trouble. Falling behind on your payments can hurt… Read more

by Dori Zinn Jan 19, 2022

When it comes to retirement savings, your age can have a major effect on things. Depending on which type of retirement account you have, your age may define both when you can access your funds and… Read more

by Dori Zinn Jul 10, 2019

If you’re in search of financial help for higher education, you may have explored different scholarships and grants to pay the way. Gifted money is a great way to pay for school without having to… Read more

by Dori Zinn Jul 17, 2019

As you explore funding options for higher education, you’ll come across many different ways to pay for school. You can try your hand at scholarships and grants, but you may also need to secure… Read more

by Dori Zinn Aug 23, 2019

When choosing investments for your retirement plan, you’ll have a lot of options, including annuities and mutual funds. While both can play an important role in your retirement income plan, they are… Read more

by Dori Zinn Jul 17, 2019

In an interval fund, an investment company will regularly offer to repurchase shares from shareholders. Those repurchases come at various intervals, hence the name. Before you decide to invest in… Read more

by Dori Zinn Oct 23, 2020

There are a few ways to determine a company’s valuation, but they all come down to figuring out just how much the company is worth. That said, different methods tell you different things, so it is… Read more

by Dori Zinn Feb 24, 2022

An irrevocable trust can maintain your wishes after you die, but it will cost you some flexibility. While a last will and testament requires a probate court process to distribute your assets to heirs… Read more

by Dori Zinn Oct 15, 2021

By having a will in place when you pass away, you can detail how you want your affairs and assets to be handled. To ensure your will is valid, you’ll need to create a meticulous plan for how your… Read more

by Dori Zinn Jan 10, 2022

Paying for health insurance and medical bills can get expensive. Luckily, you can recoup some of those costs when you file your taxes by taking a deduction for medical expenses. To do so, the… Read more

by Dori Zinn Mar 18, 2020

Complete estate planning includes setting up a medical power of attorney. This legal document – also called a healthcare power of attorney or durable power of attorney for healthcare – authorizes the… Read more

by Dori Zinn Feb 10, 2022

In exchange for paying premiums, life insurance provides beneficiaries with a large payment upon the insured’s death. It’s a way to protect your family after you pass, especially if that happens when… Read more

by Dori Zinn Jan 20, 2022

A Savings Incentive Match Plan for Employees, or SIMPLE plan, can come in the form of an IRA or a 401(k). While both SIMPLE plans are a lot alike, the 401(k) plan is a little easier to understand and… Read more