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Derek Miller

Mortgage, Retirement and Budget Expert

Derek Miller is a graduate of the University of Edinburgh where he studied economics. He is passionate about using data to help people make better financial decisions. Derek is a Certified Educator in Personal Finance® (CEPF®) and a member of the Society for Advancing Business Editing and Writing. He is a data journalist whose expertise is in finding the stories within the numbers. Derek's writing has been featured on Yahoo, AOL, and Huffington Post. He believes the biggest financial mistake people make is waiting too late to save for retirement and missing out on the wonders of compounding interest. Derek lives in Brooklyn.

Posts by Derek Miller:

by Derek Miller Dec 28, 2016

SmartAsset looked at America through a number of personal finance lenses over the past year. We crunched data to find the best cities to get out of debt and the cities where homeowners save the most on taxes. We did analyses where finance was only part of the equation, like the most affordable beach towns in America or the best cities for millennials. We also analyzed the job market to see where workers are succeeding, for studies like the best cities for women in tech and the best cities for pay in STEM jobs.  Read more

by Derek Miller Sep 20, 2018

Beer brewing is experiencing something of a renaissance at the moment. Since 2000 the number of breweries in America has tripled, data from the Brewers Association shows. This growth in breweries is great news for beer drinkers across the country no matter where they live. But whether it comes to prices, variety or availability, some cities are better than others for quenching a beer lover’s thirst for the carbonated beverage. Below we investigate which cities every beer drinker needs to check out. Read more

by Derek Miller Dec 21, 2016

There’s no getting around the fact that Americans as a whole could be in better shape. More than two in three American adults are considered overweight or obese, according to the National Institute of Diabetes and Digestive and Kidney Diseases. But getting in shape is not easy. Fast food tempts the would-be dieter, gyms are often crowded and unappealing and after a long day at work it’s hard to muster up the energy to work out.  Read more

by Derek Miller Dec 21, 2016

The possibility of bad weather combined with the huge number of passengers trying to get around makes the December holiday period one of the worst times of the year to be an airline passenger. If you… Read more

by Derek Miller Dec 15, 2016

Ahead of the presidential election, publications like the New York Times, the Huffington Post and 538 gave Hillary Clinton somewhere between a 65%-99% chance of winning the election. You know what… Read more

by Derek Miller Dec 13, 2016

Of all American values, entrepreneurship is one of the most revered. Many Americans dream of the day they can take out a loan, build their own business and make it on their own. Big metro areas like… Read more

by Derek Miller Dec 08, 2016

Millennials are now the largest generation in the country, having passed Baby Boomers sometime in the past year. There are no shortage of stereotypes used to describe millennials (defined as those… Read more

by Derek Miller Dec 12, 2016

It is easier for Americans to travel to Cuba than it’s been since the establishment of the economic embargo over 50 years ago. And this has not gone unnoticed. According to Cuban reports, the number… Read more

by Derek Miller Sep 20, 2018

Many people look forward to the day they can hang up their work clothes for good and enjoy their golden years. For most people, retirement occurs sometime in their late 60s or even their 70s. However… Read more

by Derek Miller Mar 09, 2017

Smoking is the leading cause of preventable death in the United States, according to the Centers for Disease Control and Prevention. An estimated 480,000 people die each year from smoking-related… Read more

by Derek Miller Nov 30, 2016

There have been 70 total NBA championships since the league’s inception and 44 of those have been won by the same four teams – the Celtics, the Lakers, the Bulls and Spurs. The Boston Celtics alone… Read more

by Derek Miller Oct 17, 2017

When people think about Thanksgiving, they may imagine an extended family enjoying a feast of turkey, squash, corn and pumpkin pie. That’s certainly a key part of the American tradition, but it doesn… Read more

by Derek Miller Nov 17, 2016

People choose where to live based on a variety of factors. Although safety may not the number one concern for everyone, it is certainly a factor most people consider when deciding on a place to call… Read more

by Derek Miller Nov 16, 2016

Much has been written about rent increases in America’s largest cities. Data from the U.S. Census Bureau shows that in cities like Boston, New York and San Francisco, rents have risen by 10-15% from… Read more

by Derek Miller Nov 16, 2016

According to most research, a pay gap exists between men and women in the U.S. The numbers vary but for the working population over age 15 nationwide that gap is around 28%, according to data from… Read more

by Derek Miller Nov 10, 2016

There were 4,821 fatal occupational injuries in America in 2014. That’s a 5% increase from 2013, according to the Bureau of Labor Statistics. While all workplaces take precautions to limit fatal… Read more

by Derek Miller Aug 10, 2018

The process of readjusting to civilian life can be difficult for many veterans. One survey from Pew Research Center found that 27% of veterans said they had a difficult time reacclimating to civilian… Read more

by Derek Miller Oct 31, 2017

City dwellers can get pretty riled up when extolling the virtues of their chosen city. Just try talking to any New Yorker. But have you ever wondered how your city compares to others in practical… Read more

by Derek Miller Nov 03, 2016

Baseball may be America’s pastime but football, and the NFL in particular, is the most popular sport in America today. Last season the NFL made over $13 billion in revenue and 111.9 million people… Read more

by Derek Miller Oct 11, 2016

Looking back at 2005, it’s amazing to see how much the world has changed. Facebook was still in its infancy, iPhones didn’t yet exist and dial-up was still clinging to a dominant market share of the… Read more

by Derek Miller Nov 03, 2016

November is just around the corner, which means it’s almost time for Americans to go out and vote. However, there is wide disparity in voter turnout across the 50 states. In 2014, some states had as… Read more

by Derek Miller Mar 14, 2018

In 2005 the American consumer landscape looked pretty different than it does today. Some once-ubiquitous items like Motorola Razr cellphones and Livestrong bracelets have all but disappeared. Changes… Read more

by Derek Miller Sep 29, 2016

Ever since Samuel Slater brought the secrets of the English textile industry to America, manufacturing has been a big part of the American economy. From the New England textile mills to Pittsburgh’s… Read more

by Derek Miller Sep 15, 2016

Modern subway book lovers are in many ways like tango dancers. If they can’t get a seat, they bravely stand together, limbs interlocked for balance, books tenderly placed against noses, swaying… Read more

by Derek Miller Sep 07, 2016

Political season is upon us and it seems nearly impossible to escape political discussions. While some people enjoy arguing with those who have opposing viewpoints, others like to speak mostly with… Read more