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Ben Geier, CEPF®

Ben Geier is an experienced financial writer currently serving as a retirement and investing expert at SmartAsset. His work has appeared on Fortune, and CNNMoney. Ben is a graduate of Northwestern University and a part-time student at the City University of New York Graduate Center. He is a Certified Educator in Personal Finance® (CEPF®) and a member of the Society for Advancing Business Editing and Writing. When he isn’t helping people understand their finances, Ben likes watching hockey, listening to music and experimenting in the kitchen. Originally from Alexandria, VA, he now lives in Brooklyn with his wife.

Posts by Ben Geier, CEPF®

biden stock buyback pushback

Stock Buyback Clash: Biden’s Plan Faces Resistance From Critics and Investors

President Joe Biden has championed a substantial financial proposal in the latter half of his term: increasing taxes on businesses engaging in stock buybacks. This initiative aims to redirect corporate funds toward business expansion and job creation, instead of primarily… Read more…

edward jones survey
Financial Advisor

Edward Jones: Millennials Are the Most Likely to Experience Financial Hardship

While no one is immune to financial hardships, new research from financial services firm Edward Jones suggests that perhaps those in the millennial generation are particularly vulnerable. In a survey of financial advisors, 43% of the experts polled said that… Read more…

morningstar inflation history

Morningstar Reveals 2 Key History Lessons to Protect Your Portfolio Against Inflation

It’s no secret at this point — inflation continues to be a big issue for American consumers. The inflation rate year-over-year for March 2023 was 5% — and this is actually a bit of a dip, with inflation rates for… Read more…

vanguard IRA tips

Three Tips to Make the Most of Your IRA

An individual retirement account (IRA) is a very popular way to save for retirement — especially if you don’t have access to a workplace retirement account like a 401(k). While there are several important decisions to make when saving with… Read more…

SmartAsset: Webull vs. Charles Schwab

Webull vs. Charles Schwab

Finding an online brokerage firm to use for your personal investment can be intimidating. There are many options out there, and it isn’t all about picking the option with the most bells and whistles — you have to choose the… Read more…

SmartAsset: How to Invest in CDs
Financial Advisor

How to Invest in CDs

While other investment and savings vehicles may get higher returns, few are as reliable as the certificate of deposit. CDs are traditionally safe, solid investments. Let’s take a look at common ways to invest in them and add them to… Read more…

debt ceiling 2023
Financial Advisor

Here’s What the Debt Ceiling Question Could Mean for You

As seems to happen every couple of years at this point, Capital Hill is abuzz with discussions of whether the U.S. will default on its debt. In fact, if the debt ceiling isn’t raised this summer — potentially as early… Read more…

SmartAsset: Too Many People Are Cashing Out Their 401(k) Plans

Too Many People Are Cashing Out Their 401(k) Plans

When leaving a job, there are a lot of things you have to remember to do when you leave – clean out your desk, say goodbye to your coworkers and pack up your secret stash of candy, for instance. Another… Read more…

SmartAsset: Morningstar Says to Look for Durable Dividends

Morningstar Says to Look for Durable Dividends

Dividend stocks are the primary building blocks of income portfolios – that is, investment portfolios that aim to generate cash flow instead of simply growing in value. Picking which dividend stocks to buy, though, isn’t always easy. While the “instant… Read more…

SmartAsset: Survey Shows Plan Sponsors Are Looking at 401(k) Fees

Survey Shows Plan Sponsors Are Looking at 401(k) Fees

Saving for retirement is a key part of financial planning for most people. Unless you have a vast inheritance coming your way or you’re OK working until your very last day, you’ll need to start squirreling away money so you… Read more…