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Ashley Chorpenning

Retirement, Investing and Budget Expert

Ashley Chorpenning is an experienced financial writer currently serving as an investment and insurance expert at SmartAsset. In addition to being a contributing writer at SmartAsset, she writes for solo entrepreneurs as well as for Fortune 500 companies. Ashley is a finance graduate of the University of Cincinnati. When she isn’t helping people understand their finances, you may find Ashley cage diving with great whites or on safari in South Africa.

Posts by Ashley Chorpenning:

by Ashley Chorpenning Jan 14, 2021

Betterment has established itself as one of the most well-known standalone robo-advisors on the market. At the same time, a brokerage giant backs Fidelity Go. While both platforms come from very different beginnings, they share many similarities, such as how they design investment portfolios using robo-advisor technology and offer low-cost funds. But, they also have their differences that cater to distinct types of investors. So, to identify which platform might be right given your financial plan, here is what you need to know. Remember that coming up with long-term financial plan is something a financial advisor can be extremely helpful with. Read more

by Ashley Chorpenning Jan 14, 2021

Interactive Brokers has been a leader in the active investing space since its start in 1993. It is not alone, however, in standing out. One of the pioneers of online brokerage firms, TD Ameritrade, offers intuitive platforms and educational resources geared toward the beginner investor. While both platforms are similar in many ways, a few key differences that set them apart. To better understand which platform makes sense for your investing needs, here is what you should know before working with Interactive Brokers vs. TD Ameritrade. A financial advisor can help you determine which online brokerage service makes most sense given your investment goals, risk profile and investing style as well as help you put together a personalized financial plan. Read more

by Ashley Chorpenning Jan 12, 2021

As you begin investing, you’ll likely hear about two popular online investing companies: Vanguard and TD Ameritrade. These are two of the largest brokerage firms in the U.S. While the companies have a few similarities, they each cater to vastly different investors. In either case, it’s wise to work with a financial advisor to develop financial goals and realistic steps to reach that goal. Here is what you need to know before deciding to work with Vanguard or TD Ameritrade. Read more

by Ashley Chorpenning Jan 12, 2021

Two of the most popular online brokerages are Robinhood and Vanguard. The former is a highly streamlined platform designed for new investors. It presents users with a clean trading interface, without… Read more

by Ashley Chorpenning Jan 12, 2021

Online trading platform Vanguard offers a full-service securities trading capability but is best known for its huge range of mutual funds. E*TRADE, which arguably ushered in the modern era of online… Read more

by Ashley Chorpenning Jan 07, 2021

Brazil, which has a population of some 213 million, is known for its passionate and fun-loving people, beautiful beaches and pristine rain forests that are home to an array of fauna and flora.… Read more

by Ashley Chorpenning Jan 20, 2021

If happiness is contagious, think about retiring in Denmark. Danes are routinely held to be some of the world’s happiest. Indeed two of the top five cities in a global survey of happiest cities… Read more

by Ashley Chorpenning Jan 07, 2021

Slovenia, a country known for its castles and caves as well as a high number of bee-keeping aficionados, shares borders with Italy, Austria, Croatia and Hungary. While it isn’t one of the most… Read more

by Ashley Chorpenning Jan 07, 2021

From Oktoberfest to the Salzburg Summer Festival, Austria seems to have festivities year-round. This German-speaking nation of some 9 million has a rich cultural heritage and can boast of such fabled… Read more

by Ashley Chorpenning Jan 06, 2021

Singapore is a tiny country made up of 64 islands clustered around the end of the Malay Peninsula. Most of its population of nearly 6 million lives in Singapore City. Many locals speak English, and… Read more

by Ashley Chorpenning Dec 30, 2020

Honduras is known for it’s beautiful beaches and low cost of living. The country is home to one of the largest cities in Central America, Tegucigalpa, and plenty of quaint mountain towns and a… Read more

by Ashley Chorpenning Dec 29, 2020

The Republic of Taiwan is an attractive place to live due to its island setting and metropolitan feel. This island nation is known for having the highest concentration of mountains globally, and the… Read more

by Ashley Chorpenning Dec 29, 2020

Sweden is one of the most sought-after countries in the world. It offers an excellent quality of life for retirees with beautiful landscapes and historic, walkable cities to enjoy. The archipelagoes… Read more

by Ashley Chorpenning Dec 29, 2020

Do you dream of spending your retirement on a sunny Caribbean beach with a cool drink in hand? There are many alternatives, but one that you may want to consider is the Dominican Republic. From… Read more

by Ashley Chorpenning Dec 29, 2020

Some people dream of spending their retirement on beaches, but others find joy in quaint villages, winter sports, snowy landscapes or dramatic views of glassy smooth fjords nestled between soaring… Read more

by Ashley Chorpenning Dec 17, 2020

A fiduciary bond, otherwise known as a probate bond, is a protective court bond that ensures a fiduciary will honor the expectations placed on them according to the law. The fiduciary bond upholds… Read more

by Ashley Chorpenning Dec 17, 2020

A fiduciary deposit account is an account that’s owned by one or more persons but managed by another. The owner is known as the principal, while the manager is known as the fiduciary. These accounts… Read more

by Ashley Chorpenning Dec 16, 2020

Requesting financial aid often feels like it requires a mile-high stack of paperwork. And as if the endless form-filling isn’t enough, just getting the right type of aid can be confusing. A financial… Read more

by Ashley Chorpenning Dec 16, 2020

Retirement savers and participants in 401(k) plans may soon face a new Department of Labor (DOL) policy, presenting them with either more investment options or just unnecessary costs, depending on… Read more

by Ashley Chorpenning Dec 09, 2020

Retiring in China, the world’s most populous nation with some 1.4 billion residents, can offer financial benefits and geographic diversity but also significant challenges. It is generally less… Read more

by Ashley Chorpenning Dec 03, 2020

TD Ameritrade and E*TRADE are two popular investment brokerages. The companies help consumers trade and invest online. If you are deciding which online company to use to help you invest your funds,… Read more

by Ashley Chorpenning Dec 21, 2020

Many people choose to begin their investment portfolios online and even on mobile apps, of which there are many options. With so many possibilities available, it’s challenging to know where to begin.… Read more

by Ashley Chorpenning Dec 02, 2020

As you prepare for marriage, you’re probably thinking about everything but a prenuptial agreement. However, even people in rock-solid relationships sometimes choose to sign a prenuptial agreement or… Read more

by Ashley Chorpenning Nov 18, 2020

Many employers offer retirement benefits, and some will even match their employees’ contributions. However, most people leave employers several times throughout their careers. In leaving one job and… Read more

by Ashley Chorpenning Nov 18, 2020

An annuity describes a contract between a policyholder and an insurance company. With this contract, policyholders give the insurance company a lump-sum payment in exchange for a series of payments… Read more