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Ashley Chorpenning

Retirement, Investing and Budget Expert

Ashley Chorpenning is an experienced financial writer currently serving as an investment and insurance expert at SmartAsset. In addition to being a contributing writer at SmartAsset, she writes for solo entrepreneurs as well as for Fortune 500 companies. Ashley is a finance graduate of the University of Cincinnati. When she isn’t helping people understand their finances, you may find Ashley cage diving with great whites or on safari in South Africa.

Posts by Ashley Chorpenning:

by Ashley Chorpenning Jun 24, 2020

Many people graduate from colleges in the United States with debt. According to EducationData.org, the average 2020 student loan debt was $32,731 per graduate. This means that many people are paying over $400 per month on their student loan debt when first entering the workforce. However, many entry-level jobs, especially those in education and social services, do not pay well enough for recent graduates to balance their student loan payments with rent and other expenses. This is where income-based repayment plans for student loans come in. Read more

by Ashley Chorpenning Jun 17, 2020

If you are married, you’ve likely spoken to your spouse about retirement. You may have a goal of moving somewhere tropical and enjoying your golden years on a beach, or you might want to stay where you are and spend time with friends and family. Regardless of how you envision your retirement years, it is important for married couples to understand how to save and create a financial plan to make the most of your retirement. Here’s what you need to know. Read more

by Ashley Chorpenning Jun 16, 2020

The COVID-19 pandemic continues to impact many working Americans. Whether they contract the disease themselves, are responsible for the care of someone with the virus, or have had their employment or finances impacted by the economic fallout, there are many questions about how employer health plans will help support these individuals. To help out, the IRS has given employers permission to let employees make changes to their company health plans during COVID-19. Here’s how. Read more

by Ashley Chorpenning Jun 10, 2020

When you think of Croatia, do you think of the beautiful Dalmatian seacoast where they shot “Game of Thrones”? Or perhaps Croatia conjures up visions of Plitvice Lakes National Park’s waterfalls and… Read more

by Ashley Chorpenning Jun 03, 2020

Cambodia is known for its stunning landscapes, vast temples, and low cost of living. Cambodian people are often noted as being some of the friendliest people in the world. From its rich culture to… Read more

by Ashley Chorpenning May 29, 2020

Do you dream of spending your retirement drinking Bordeaux and champagne in Paris? Perhaps you want to spend it in a beautiful seaside villa in Biarritz or the ski the Alpine slopes of Chamonix at… Read more

by Ashley Chorpenning May 28, 2020

Japan is known for bullet trains, an amazing cuisine and some of the cleanest, litter-free streets in the world. Overall, the nation is a beautiful place to both visit and live. In addition to its… Read more

by Ashley Chorpenning May 18, 2020

You may have noticed that when we are in a recession, there tends to be increased consumer interest in mortgage refinancing. You might see or hear advertisements about lower interest rates and how… Read more

by Ashley Chorpenning May 13, 2020

In April 2020, many Americans received their first economic stimulus payments as a result of the CARES Act. While these checks of up to $1,200 per person were helpful for many families, it wasn’t… Read more

by Ashley Chorpenning May 13, 2020

While many of the relief programs created to aid people during the coronavirus pandemic have come from the federal and state governments, there are relief programs created by companies and nonprofits… Read more

by Ashley Chorpenning May 12, 2020

All property falls into two categories: real or personal property. Whether something is considered real property or personal property depends on a surprisingly simple test: Can you physically move it… Read more

by Ashley Chorpenning May 12, 2020

Small businesses dealing with the economic fallout of the coronavirus pandemic can qualify for several federal small business relief programs. Most of these take the form of Small Business… Read more

by Ashley Chorpenning Apr 30, 2020

As the number of coronavirus cases in the U.S. grows, you might be wondering whether your health insurance will cover you if you were to contract the disease, COVID-19. While every health plan… Read more

by Ashley Chorpenning May 15, 2020

Elderly people have been hardest hit by the coronavirus pandemic, with the greatest risk of complications and death occurring among older people. If you’re an elderly person on Medicare, you might be… Read more

by Ashley Chorpenning Apr 29, 2020

More than 1 million people in the U.S. have COVID-19, the disease caused by the novel coronavirus, and by the end of April nearly 60,000 Americans had died of the illness. The symptoms of some COVID… Read more

by Ashley Chorpenning May 15, 2020

 Nebraska has one of the lowest coronavirus infection rates in the nation, and the governor has not issued a blanket stay-at-home order as many other governors have done. Nevertheless, the pandemic… Read more

by Ashley Chorpenning May 15, 2020

The disease that the novel coronavirus causes, COVID-19, has hit businesses and individuals across the country. Despite its distance from the worst-hit areas, New Mexico has not been spared. By mid… Read more

by Ashley Chorpenning Apr 28, 2020

The disease that the novel coronavirus causes, known as COVID-19, has hit businesses and individuals across the country. Despite its distance from the worst-hit areas, Utah has not been spared. By… Read more

by Ashley Chorpenning May 15, 2020

The COVID-19 pandemic has hammered Nevada. By mid-May the state had 6,499 confirmed cases and 331 fatalities (out of a population of 3.08 million). Unemployment has been rampant. For the week ending… Read more

by Ashley Chorpenning Apr 21, 2020

New Jersey was one of the first states hit by coronavirus and, after New York, has been the worst hit by the pandemic. The good news is that the Garden State has expanded unemployment resources and… Read more

by Ashley Chorpenning Apr 21, 2020

Michigan has been one of the hardest-hit states in the COVID-19 crisis, with only New York and New Jersey seeing more cases and deaths. This infection rate has also led to significant economic… Read more

by Ashley Chorpenning Mar 31, 2020

A survivorship clause in a will or trust stipulates that beneficiaries can only inherit if they live a certain number of days after the person who made the will or trust dies. These clauses aim to… Read more

by Ashley Chorpenning Mar 31, 2020

Many people are unaware that you don’t have to wait until death to give or receive an inheritance. If you want to start giving to your heirs early, there are several ways you can do so. If you’re… Read more

by Ashley Chorpenning Mar 24, 2020

When shopping for a healthcare plan, you’ll want to compare costs, size of the network and the flexibility of various plans. Two common types of healthcare plans are health maintenance organization … Read more

by Ashley Chorpenning Mar 20, 2020

India is known for its vibrant culture, with food, architecture and colorful festivals contributing to a cultural smorgasbord with a millenia-old history. Whether you’re a city dweller, a mountain… Read more