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Arturo Conde

Personal Finance Expert

Arturo Conde is an editor at SmartAsset and a bilingual freelance journalist. He writes for NBC News and WhoWhatWhy. His articles have been published in Fusion, Univision, City Limits and the NACLA Report on the Americas.

Posts by Arturo Conde:

by Arturo Conde Jul 13, 2021

The U.S. Department of Education has canceled almost $3 billion in student loans since President Joe Biden entered office in January 2021. The department forgave another $55.6 million in July for 1,800 borrowers who attended Westwood College, Marinello Schools of Beauty and the Court Reporting Institute. Secretary of Education Miguel Cardona says that this is part of an ongoing “commitment to standing up for students whose colleges took advantage of them.” Now, as almost one in eight Americans owe a record high of $1.73 trillion in college loans, many are hoping to get broader loan forgiveness to help manage or eliminate debt. Let’s break down what a Biden loan forgiveness plan could look like, and how it could benefit you. (Note: This is a developing story, and we will continue to update the article as more information becomes available.) Read more

by Arturo Conde Jun 30, 2021

You can buy it online. You can get it at the ATM. And you can even snap it up in person. Cryptocurrency has dominated investing headlines in the first half of 2021. But with Bitcoin falling from over $64,000 in April to less than $30,000 in June, many investors are thinking about moving their money back to stocks, options, and other types of investments. SmartAsset spoke with financial advisors to help you decide if (and when) cryptoassets are good for you. Here’s what you need to know about crypto investments in 2021. Read more

by Arturo Conde Jul 23, 2021

President Joe Biden’s 2022 budget proposal raises the top income tax rate up to 39.6%. Taxpayers with an adjusted gross income over $1 million will also have to pay this rate on long-term capital gains and qualified dividends. But while the president’s tax hike could compel high-income investors to move their money into tax-exempt retirement accounts like Roth IRAs, it could also benefit tax-deferred retirement plans like 401(k)s for low- and middle-class taxpayers. A financial advisor can help provide expert advise on which strategies make most sense for your finances. Let’s break down how Biden’s tax increases could affect your retirement plans. Read more

by Arturo Conde Jun 02, 2021

President Joe Biden’s capital gains tax plan could compel high-income investors to move money into tax-efficient investments. These include exchange-traded funds (ETFs) and other structured… Read more

by Arturo Conde Jun 04, 2021

President Joe Biden proposed doubling capital gains taxes for investors making over $1 million to fund his $1.8 trillion American Families Plan. This could compel some high-income investors to sell… Read more

by Arturo Conde May 17, 2021

President Joe Biden officially unveiled the American Families Plan before a joint-session of Congress on April 28. This is the second part of his Build Back Better initiative, which aims to boost the… Read more

by Arturo Conde Jul 27, 2021

A Senate vote for the $600 billion bipartisan infrastructure deal failed to pass along party lines on July 21. President Joe Biden, however, told attendees at a town hall meeting that the chamber… Read more

by Arturo Conde Mar 05, 2021

Tax season began on Feb. 12, and millions of Americans are eagerly expecting a tax refund. They might be in for a tidy sum: the IRS says that the average tax refund in 2020 was more than $2,500. With… Read more

by Arturo Conde Apr 26, 2021

The IRS has already sent out more than 156 million third stimulus checks, worth approximately $372 billion. President Joe Biden’s American Rescue Plan pays individual taxpayers earning less than $80… Read more

by Arturo Conde Feb 04, 2021

Eight million Americans could still qualify for first and second rounds of stimulus checks and may have not yet received their money. President Joe Biden signed an executive order on January 22 that… Read more

by Arturo Conde Mar 17, 2021

President Joe Biden signed the American Rescue Plan into law on March 11. The plan includes a third stimulus check that pays up to $1,400 for individuals and $2,800 for couples. Single taxpayers… Read more