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Amelia Josephson

Mortgage, Home Buying and Credit Card Expert

Amelia Josephson is a writer passionate about covering financial literacy topics. Her areas of expertise include retirement and home buying. Amelia's work has appeared across the web, including on AOL, CBS News and The Simple Dollar. She holds degrees from Columbia and Oxford. Originally from Alaska, Amelia now calls Brooklyn home.

Posts by Amelia Josephson:

by Amelia Josephson Nov 09, 2017

For many people, car insurance is a major expense category in the household budget. And because it’s against the law to drive without car insurance, it’s not a budget item that can be eliminated unless you’re willing to go car-free. That doesn’t mean, though, that you’re stuck paying sky-high rates. Here’s how to get cheap car insurance.  Read more

by Amelia Josephson Jul 05, 2018

There’s more to New York state than the five boroughs that make up New York City. It’s a large state with a rich history and plenty of natural wonders. Thinking of moving to New York state? Check out our list of the 15 things you should know before making your move.  Read more

by Amelia Josephson Jul 05, 2018

If you want to start selling products, you might be wondering whether opening a franchise or becoming an affiliate could be a good move. Both franchisees and affiliates market products developed by other people, but they do so in very different ways. Let us explain the difference between a franchise and an affiliate.  Read more

by Amelia Josephson Jun 27, 2017

Americans are notorious for leaving paid vacation days unused. Those who do take a vacation may be paying more for their flights than is strictly necessary. If you’re ready for some advice on how get… Read more

by Amelia Josephson Aug 12, 2016

Whether you’re trying to buy a home or sell a home, it helps to know whether you’re facing a buyer’s market or a seller’s market. Armed with that knowledge, you can prepare for the negotiations that… Read more

by Amelia Josephson Dec 19, 2018

Are you ready to embrace the spirit of Aloha and move to Hawaii? It’s a common ambition, especially among those who have been to the Aloha State and have seen how beautiful it is. But before you quit… Read more

by Amelia Josephson Aug 10, 2016

Starting a new job is an exciting occasion. You’re about to practice a new set of skills, make new friends and – we hope – get a pay increase. But before you can concentrate on all the fun parts of… Read more

by Amelia Josephson Aug 05, 2016

Beekeeping can be a great hobby and can even provide some extra income if you sell your honey. There are potential customers at farmers’ markets or online. However, it takes serious skill and… Read more

by Amelia Josephson Jul 09, 2018

With a population of around 1.5 million, San Antonio is a livable city with a small-town feel. Rich in history and boasting a diverse population, the city is attracting new residents all the time.… Read more

by Amelia Josephson Aug 03, 2016

Pokémon Go is taking the country by storm. You may have seen people walking or biking in your neighborhood, phones outstretched. For small businesses, the Pokémon Go craze can be a great opportunity… Read more

by Amelia Josephson Aug 20, 2018

The population of Minneapolis increased by 7.4% in the five years between 2010 and 2015 – an impressive rate of growth that speaks to the city’s many attractions. Thinking about moving to Minneapolis… Read more

by Amelia Josephson Jul 22, 2016

If you’ve come up with a great business idea and you have the perfect name for it, it’s time to trademark that name. Registering a trademark for your company name is a pretty simple process. Compared… Read more

by Amelia Josephson Jul 21, 2016

Phoenix consistently ranks in the top ten fastest-growing cities in the country. It’s a relatively affordable city, too, which makes it a great place to move to if you’re tired of a more expensive… Read more

by Amelia Josephson Jul 15, 2016

Got an entrepreneurial spirit? It may be time for you to start a small business. The Small Business Administration (SBA) defines a small business as any business with fewer than 500 employees. Over… Read more

by Amelia Josephson Dec 19, 2018

The U.S. capital, Washington, D.C., attracts more than just politicians and government staff. It’s a vibrant city full of culture and history that appeals to Americans and international visitors… Read more

by Amelia Josephson Jul 08, 2016

Freelancing makes a great side hustle or even a full-time job but it can be tough to get started and build a client base. Before you start planning the extra retirement contributions or travel… Read more

by Amelia Josephson Jul 07, 2016

The U.S. routinely ranks among the world’s most charitable countries. In the 2015 Charities Aid Foundation World Giving Index, the U.S. came in second (to Myanmar). But which states do the most to… Read more

by Amelia Josephson Jul 06, 2016

Want to work in tech but not sure Silicon Valley is the place for you? You’re not alone. America’s tech scene isn’t just a California phenomenon. And in fact, when you factor in the cost of living,… Read more

by Amelia Josephson Aug 20, 2018

Thinking of moving to Dallas? If you only know the city from TV shows like Dallas, Most Eligible Dallas or Big Rich Texas you may not have the most accurate picture of the city. Here are 15 things to… Read more

by Amelia Josephson Jul 01, 2016

If you don’t want to sell on Amazon or another established e-commerce site you may be wondering how to start an online store. These days there are lots of businesses that make setting up an online… Read more

by Amelia Josephson Jun 18, 2018

Philadelphia – whether you know it by its government name or as the City of Brotherly Love, Philly, the City that Loves You Back or Quaker City – has a lot going for it. It’s a major city with a… Read more

by Amelia Josephson Jun 11, 2018

Whether you’re looking for a flexible full-time gig or a side hustle to help you pay off your student loans, becoming an Uber driver can be an appealing option. Getting started as an Uber driver is a… Read more

by Amelia Josephson Jun 19, 2018

Houston is the fourth-most populous city in the country and the most populous city in Texas. The diverse city is home to a thriving energy industry and five professional sports teams. Thinking of… Read more

by Amelia Josephson Jun 17, 2016

Maybe you’re already a bitcoin user and you want to start mining bitcoin, or maybe you’re totally new to the bitcoin world. Either way, we’ve got you covered with our guide to how to mine bitcoin. It… Read more

by Amelia Josephson Jun 15, 2016

More and more seniors are staying in the workforce in their 60s and beyond. Some keep working out of financial necessity. Others want to wait to retire until age 70, when they’ll receive the maximum… Read more