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Amelia Josephson

Mortgage, Home Buying and Credit Card Expert

Amelia Josephson is a writer passionate about covering financial literacy topics. Her areas of expertise include retirement and home buying. Amelia's work has appeared across the web, including on AOL, CBS News and The Simple Dollar. She holds degrees from Columbia and Oxford. Originally from Alaska, Amelia now calls Brooklyn home.

Posts by Amelia Josephson:

by Amelia Josephson Aug 23, 2016

You’ve probably heard the phrases “buyer’s market” and “seller’s market” but do you know the difference between the two? In a buyer’s market, there is plenty of housing inventory on the market and low competition for each listing. That means prices are lower and buyers can get better deals. Here’s what you should know about buyer’s markets.  Read more

by Amelia Josephson Aug 22, 2016

COBRA continuation coverage lets you stay on your employer’s group health insurance plan after leaving your job. COBRA stands for the Consolidated Omnibus Budget Reconciliation Act. It’s shorthand for the law change that required employers to extend temporary group health insurance to departing employees. Let us explain how it works.  Read more

by Amelia Josephson Nov 09, 2017

For many people, car insurance is a major expense category in the household budget. And because it’s against the law to drive without car insurance, it’s not a budget item that can be eliminated unless you’re willing to go car-free. That doesn’t mean, though, that you’re stuck paying sky-high rates. Here’s how to get cheap car insurance.  Read more

by Amelia Josephson Jul 05, 2018

There’s more to New York state than the five boroughs that make up New York City. It’s a large state with a rich history and plenty of natural wonders. Thinking of moving to New York state? Check out… Read more

by Amelia Josephson Jul 05, 2018

If you want to start selling products, you might be wondering whether opening a franchise or becoming an affiliate could be a good move. Both franchisees and affiliates market products developed by… Read more

by Amelia Josephson Apr 25, 2022

Are you ready to embrace the spirit of Aloha and move to Hawaii? It’s a common ambition, especially among those who have been to the Aloha State and have seen how beautiful it is. But before you quit… Read more

by Amelia Josephson Aug 10, 2016

Starting a new job is an exciting occasion. You’re about to practice a new set of skills, make new friends and – we hope – get a pay increase. But before you can concentrate on all the fun parts of… Read more

by Amelia Josephson Jul 09, 2018

With a population of around 1.5 million, San Antonio is a livable city with a small-town feel. Rich in history and boasting a diverse population, the city is attracting new residents all the time.… Read more

by Amelia Josephson Aug 03, 2016

Pokémon Go is taking the country by storm. You may have seen people walking or biking in your neighborhood, phones outstretched. For small businesses, the Pokémon Go craze can be a great opportunity… Read more

by Amelia Josephson Aug 20, 2018

The population of Minneapolis increased by 7.4% in the five years between 2010 and 2015 – an impressive rate of growth that speaks to the city’s many attractions. Thinking about moving to Minneapolis… Read more

by Amelia Josephson Jul 21, 2016

Phoenix consistently ranks in the top ten fastest-growing cities in the country. It’s a relatively affordable city, too, which makes it a great place to move to if you’re tired of a more expensive… Read more

by Amelia Josephson Jul 15, 2016

Got an entrepreneurial spirit? It may be time for you to start a small business. The Small Business Administration (SBA) defines a small business as any business with fewer than 500 employees. Over… Read more

by Amelia Josephson Dec 19, 2018

The U.S. capital, Washington, D.C., attracts more than just politicians and government staff. It’s a vibrant city full of culture and history that appeals to Americans and international visitors… Read more

by Amelia Josephson Jul 07, 2016

The U.S. routinely ranks among the world’s most charitable countries. In the 2015 Charities Aid Foundation World Giving Index, the U.S. came in second (to Myanmar). But which states do the most to… Read more

by Amelia Josephson Jul 06, 2016

Want to work in tech but not sure Silicon Valley is the place for you? You’re not alone. America’s tech scene isn’t just a California phenomenon. And in fact, when you factor in the cost of living,… Read more

by Amelia Josephson Aug 20, 2018

Thinking of moving to Dallas? If you only know the city from TV shows like Dallas, Most Eligible Dallas or Big Rich Texas you may not have the most accurate picture of the city. Here are 15 things to… Read more

by Amelia Josephson Jul 01, 2016

If you don’t want to sell on Amazon or another established e-commerce site you may be wondering how to start an online store. These days there are lots of businesses that make setting up an online… Read more

by Amelia Josephson Mar 25, 2022

Philadelphia – whether you know it by its government name or as the City of Brotherly Love, Philly, the City that Loves You Back or Quaker City – has a lot going for it. It’s a major city with a… Read more

by Amelia Josephson Jun 19, 2018

Houston is the fourth-most populous city in the country and the most populous city in Texas. The diverse city is home to a thriving energy industry and five professional sports teams. Thinking of… Read more

by Amelia Josephson Jun 17, 2016

Maybe you’re already a bitcoin user and you want to start mining bitcoin, or maybe you’re totally new to the bitcoin world. Either way, we’ve got you covered with our guide to how to mine bitcoin. It… Read more

by Amelia Josephson Jun 15, 2016

More and more seniors are staying in the workforce in their 60s and beyond. Some keep working out of financial necessity. Others want to wait to retire until age 70, when they’ll receive the maximum… Read more

by Amelia Josephson Aug 20, 2018

Want to live somewhere with a warm climate, diverse culture and laid-back lifestyle? You may want to consider moving to Miami. The vibrant Florida city is a popular vacation destination for tourists,… Read more

by Amelia Josephson Jun 10, 2016

You’re on Twitter, Facebook and Instagram, but are you on Vine? The site lets you share six-second, looping videos, which have the potential to go viral and attract millions of viewers. The most… Read more

by Amelia Josephson Jun 11, 2018

Thinking of moving to Boston? You’re in good company. Boston’s population has grown at a healthy clip of about 4% since 2010. Before you move to Boston (no one really calls it Beantown) there are… Read more

by Amelia Josephson Jun 08, 2016

The number of multi-generational households in the U.S. is on the rise. Between 1980 and 2012 the number of Americans living in multi-generational households doubled, to 57 million. For reasons both… Read more