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Amelia Josephson

Mortgage, Home Buying and Credit Card Expert

Amelia Josephson is a writer passionate about covering financial literacy topics. Her areas of expertise include retirement and home buying. Amelia's work has appeared across the web, including on AOL, CBS News and The Simple Dollar. She holds degrees from Columbia and Oxford. Originally from Alaska, Amelia now calls Brooklyn home.

Posts by Amelia Josephson:

by Amelia Josephson Dec 12, 2016

Somewhat unsurprisingly, search traffic for “gym membership” peaks between January 3 and January 9, according to Google Trends. If you already belong to a gym you’ve probably noticed that things get pretty crowded every January. But if you want to save money this year, consider some of these free or inexpensive alternatives to a gym membership.  Read more

by Amelia Josephson Oct 18, 2017

Goldman Sachs has a higher profile than many other investment banks. Its name is frequently invoked as a stand-in for Wall Street and the financial sector. Secretary Clinton’s speeches to the company were a hot topic during the 2016 presidential campaign, and President-elect Trump has tapped a former executive from the bank, Steven Mnuchin, to be Treasury Secretary. So what is Goldman Sachs? Let us explain.  Read more

by Amelia Josephson Dec 05, 2018

Thinking of moving to Utah? We don’t blame you. The state is known for its high quality of life, low crime and beautiful landscape. Utah is more affordable than neighboring state Colorado but offers similar climate and access to stunning mountains. Here are 15 things to know before moving to Utah.  Read more

by Amelia Josephson Jun 24, 2019

Becoming a lawyer is no walk in the park. You have to do well enough in college and on the LSAT to get into law school, graduate from law school, get a job and pass the bar exam. At the end of that… Read more

by Amelia Josephson May 15, 2019

Charlotte is the largest city in North Carolina and has a population that’s growing quickly. Between 2010 and 2015, Census Bureau records indicate that Charlotte’s population grew by 12.4%. Of course… Read more

by Amelia Josephson Mar 17, 2021

President Trump signed the Tax Cuts and Jobs Act, into law in December 2017. This bill largely didn’t affect individual income taxes until the 2018 tax year, which you filed in early 2019. How… Read more

by Amelia Josephson Dec 05, 2016

Most adults in the U.S. consider a cell phone to be one of life’s essentials. We’re so reliant on our phones that losing or accidentally damaging a cell phone would constitute a major crisis. And… Read more

by Amelia Josephson Dec 05, 2016

The holidays are always a busy season for charities around the world. Many people save their giving for the end of the year, or make charitable contributions in lieu of buying holiday presents. If… Read more

by Amelia Josephson Dec 02, 2016

Even the most amicable of divorces generally involve some kind of expense. The average cost of a divorce varies greatly based on how complicated the case is and on the kind of divorce you seek. At… Read more

by Amelia Josephson Dec 01, 2016

If you buy or lease a car, you’ll need to arrange for insurance coverage. Not only is it the law in most states, it will also protect your bank account in the event of an accident. However, if you’re… Read more

by Amelia Josephson Dec 06, 2018

Intrigued by the Green Mountain State? Thinking of moving to Vermont? Vermont has experienced slow population growth in recent years, but that doesn’t mean it’s not worth putting on your list of… Read more

by Amelia Josephson Apr 10, 2017

The average salary of a registered nurse is $67,490. You may have heard that there is high demand for nurses these days. The nursing field is growing quickly and some experts are predicting a coming… Read more

by Amelia Josephson Jul 09, 2019

Say you own an investment property that you rent out to tenants. You probably want some form of insurance coverage for your property. Landlord insurance rolls multiple forms of coverage into one… Read more

by Amelia Josephson Aug 20, 2018

Thinking of moving to Virginia? You’re not alone. The state has a reputation for a well-educated population and a strong job market. Of course, there’s more than one way of living a Virginia life.… Read more

by Amelia Josephson Mar 03, 2017

Are you starting to think it might be time for a change? Moving to a new city can be a great way to shake up your professional and social life. It’s good to feel comfortable in your surroundings, but… Read more

by Amelia Josephson Apr 10, 2017

The average salary for a teacher in the U.S. ranges from $54,550 to $72,470. Educators’ salaries can vary greatly based on their credentials, on what they teach and where they work. In general,… Read more

by Amelia Josephson Nov 23, 2016

Several businesses and divisions of businesses market themselves as providing targeted investing advice for women. But do women need investing advice that’s different from the advice men receive? It… Read more

by Amelia Josephson Nov 21, 2016

Are you concerned about your security online? Worried that your email or other accounts could be hacked? If so, it’s time to talk about two-factor authentication – if you’re not using this method… Read more

by Amelia Josephson Dec 12, 2019

Have you ever wondered how city governments pay for big infrastructure projects? One method is called tax increment financing. Essentially, it means banking on the increase in property tax revenue… Read more

by Amelia Josephson Mar 18, 2021

Thinking of moving to Tennessee? You can head to a vibrant city like Memphis or Nashville, or opt for a quiet life in the Appalachian Mountains. Tennessee offers a rich culture, natural beauty and a… Read more

by Amelia Josephson Jun 25, 2018

Even if you’ve opted to go paperless on things like bank statements, you probably still receive important mail related to your finances. These could be medical bills, old tax returns or explanations… Read more

by Amelia Josephson Jan 25, 2021

The homestead tax exemption applies to property taxes. It’s generally a dollar amount or percentage of the property value that is excluded when calculating property taxes. The amount or percentage… Read more

by Amelia Josephson Mar 18, 2021

If you own a home, you’re no stranger to property taxes. There are property tax breaks for seniors, people with disabilities and other protected classes, but did you know that there are agricultural… Read more

by Amelia Josephson Nov 14, 2016

Are you starting a new job, or about to start your first job? You, my friend, are in for some serious adulting. One of your first tasks at your new gig will be to set up your benefits. If you put off… Read more

by Amelia Josephson Mar 17, 2021

A tax amnesty is an opportunity for people who owe back taxes to pay some or all of what they owe, often with some penalties and interest waived. In the U.S., tax amnesty often takes the form of a… Read more