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Amelia Josephson

Mortgage, Home Buying and Credit Card Expert

Amelia Josephson is a writer passionate about covering financial literacy topics. Her areas of expertise include retirement and home buying. Amelia's work has appeared across the web, including on AOL, CBS News and The Simple Dollar. She holds degrees from Columbia and Oxford. Originally from Alaska, Amelia now calls Brooklyn home.

Posts by Amelia Josephson:

by Amelia Josephson Oct 17, 2017

Think a credit card is only good for building up your credit score and helping you borrow money when times are tight? Think again. Credit cards these days come with more rewards and perks than many people realize, and we’re not just talking about cash back and points. Here are five credit card perks you might not know you have.  Read more

by Amelia Josephson Aug 21, 2019

Life insurance is an important part of financial planning. It becomes increasingly important as people get older and begin to think about ensuring the care of their family after they die. However, there are important tax implications to consider when deciding to use life insurance and when naming your beneficiaries. From taxes on payouts to estate tax issues, there is a lot of information to manage. It might make sense to find a financial advisor who can help you navigate the various life insurance products available. SmartAsset can help you find the right one who is right for you with our free financial advisor matching service. Read more

by Amelia Josephson Jun 19, 2018

Thinking about working in New York? There are some features of work life in the Big Apple that set it apart from the work culture in other cities. Is it true that if you can make it there you can make it anywhere? We’re not making any promises, but we can give you some tips about what working in New York is really like.  Read more

by Amelia Josephson Oct 19, 2020

Each of the three major credit bureaus evaluates credit scores differently, with each score falling into a specific range. However, the most commonly used basis for these credit scores was created by… Read more

by Amelia Josephson Jun 25, 2018

The average salary of an architect is $76,100 per year. Have you ever wondered how much an architect earns? Becoming an architect requires an investment of money and time, but pays off in the form of… Read more

by Amelia Josephson Jun 19, 2018

Going from renting to buying is a high priority for many Americans. We’ve all been taught that homeownership is a key piece of the American dream. But if you’re between jobs, is homeownership out of… Read more

by Amelia Josephson Aug 20, 2018

Thinking of moving to Pittsburgh? You’re part of a rare breed. The Pittsburgh Post-Gazette reported in March 2016 that, per U.S. Census Bureau data, “among the nation’s 30 largest metropolitan areas,… Read more

by Amelia Josephson Jan 25, 2017

The average salary of a physical therapist is $84,020 per year. If you’ve ever undergone physical therapy you know how important the work of physical therapists is. The job of a physical therapist is… Read more

by Amelia Josephson Jul 23, 2019

. If you’ve been to the pharmacy lately, you may have found yourself wondering how much pharmacists make. Being a pharmacist, at least at the retail level, involves a lot of standing, long shifts and… Read more

by Amelia Josephson Jul 10, 2019

The Steel City is known for its industrial history and its scrappy charm. Pittsburgh has also become popular due to its affordability for young creatives priced out of other cities. Pennsylvania has… Read more

by Amelia Josephson Jun 06, 2018

Thinking of moving to Michigan? With a population of just under 10 million, the Great Lakes State has a lot to offer, from affordable housing to stunning landscapes. The state’s economy has had its… Read more

by Amelia Josephson Jul 23, 2019

The job of an airline pilot has a certain glamour to it. However, unconventional working hours and plenty of time away from home can be a recipe for stress and burnout. This could be why airline and… Read more

by Amelia Josephson Jul 05, 2018

According to the U.S. Census Bureau, the average American spends roughly 26 minutes commuting by car from their homes to their workplaces. That means we’re collectively spending billions of hours on… Read more

by Amelia Josephson Aug 20, 2018

New Mexico has attracted residents drawn to its beautiful landscape and weather. If you’re thinking of moving to New Mexico, there are some tips that can help you prepare for the transition. Check… Read more

by Amelia Josephson Jul 23, 2019

Surgery is a prestigious field that requires a high degree of skill, dedication and hard work of its members. Not surprisingly, surgeons’ compensation reflects this fact, as the average salary of a… Read more

by Amelia Josephson Jul 24, 2019

Not all investors in the stock market are individuals who buy and sell their own hand-picked stocks and bonds. Some are large entities trading securities on a large scale, usually on behalf of… Read more

by Amelia Josephson Jun 11, 2018

With a population of around 5.5 million, Minnesota is famous for the high quality of life it offers. Thinking of moving to Minnesota? You don’t have to settle in the Twin Cities or the surrounding… Read more

by Amelia Josephson May 29, 2019

Accountants had a median pay of $70,500 in 2018, according to the latest data by the Department of Labor (DOL). But depending on your focus, you may end up earning more. So let’s explore the salary… Read more

by Amelia Josephson Dec 26, 2016

According to the Center for American Progress, the average American woman who takes a five-year career break to care for a child at age 26 will lose $476,000. That sum covers not just lost income but… Read more

by Amelia Josephson Dec 23, 2016

2016 was quite a year. To help you regroup and prepare for 2017, we’ve rounded up the top 10 personal finance reads of this year, on topics ranging from the safest cities in the country to monetizing… Read more

by Amelia Josephson Jan 02, 2019

Thinking of moving to Wyoming? There are plenty of reasons a person might be drawn to visit or move to (and potentially buy a home in) the Equality State. For many, the state’s natural beauty is the… Read more

by Amelia Josephson Dec 22, 2016

You may have heard the term “fintech” but not really known what it meant. Not to worry. What do you get when you combine “financial” and “technology”? Fintech. It’s a term that’s generally applied to… Read more

by Amelia Josephson Jul 25, 2019

There are more than 113,000 dentists in the U.S., according to the Bureau of Labor Statistics (BLS). That’s not surprising given that most Americans are visiting the dentist at least once a year: The… Read more

by Amelia Josephson Dec 05, 2018

Idaho’s state nickname is the Gem State, and once you’ve seen Idaho you’ll realize how apt the name really is. Yes, there are gemstones and other natural resources, but a lot of Idahoans would say… Read more

by Amelia Josephson Apr 10, 2017

The average salary for doctors ranges from $183,180 for pediatricians to $258,100 for anesthesiologists.  Becoming a doctor involves paying a bundle for medical school and putting in long hours, but… Read more