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Amelia Josephson

Mortgage, Home Buying and Credit Card Expert

Amelia Josephson is a writer passionate about covering financial literacy topics. Her areas of expertise include retirement and home buying. Amelia's work has appeared across the web, including on AOL, CBS News and The Simple Dollar. She holds degrees from Columbia and Oxford. Originally from Alaska, Amelia now calls Brooklyn home.

Posts by Amelia Josephson:

by Amelia Josephson Apr 25, 2022

New Mexico has attracted residents drawn to its beautiful landscape and weather. If you’re thinking of moving to New Mexico, there are some tips that can help you prepare for the transition. Check out our list of 15 things to know before moving to New Mexico to see why it might be the best place to live for you. Ready to move to New Mexico and find a house? Find out how much house you can afford. Read more

by Amelia Josephson Jul 23, 2019

Surgery is a prestigious field that requires a high degree of skill, dedication and hard work of its members. Not surprisingly, surgeons’ compensation reflects this fact, as the average salary of a surgeon was $255,110 in 2018. This figure can vary slightly depending on where you live and the type of institution at which you work. Moreover, the path to becoming a surgeon is long and involves a substantial amount of schooling, which might result in student loan debt. Read more

by Amelia Josephson Jul 01, 2021

Not all investors in the stock market are individuals who buy and sell their own hand-picked stocks and bonds. Some are large entities trading securities on a large scale, usually on behalf of individuals: Pension plans, mutual funds, commercial banks and more. Such entities are known as institutional investors, and they account for the majority of trades in the market. If you plan to be involved in the market, you should understand what institutional investors are and what role they play in the stock market. Read more

by Amelia Josephson Sep 28, 2022

With a population of around 5.71 million, Minnesota is famous for the high quality of life it offers. Thinking of moving to Minnesota? You don’t have to settle in the Twin Cities or the surrounding… Read more

by Amelia Josephson May 29, 2019

Accountants had a median pay of $70,500 in 2018, according to the latest data by the Department of Labor (DOL). But depending on your focus, you may end up earning more. So let’s explore the salary… Read more

by Amelia Josephson Dec 26, 2016

According to the Center for American Progress, the average American woman who takes a five-year career break to care for a child at age 26 will lose $476,000. That sum covers not just lost income but… Read more

by Amelia Josephson Oct 11, 2022

This year has created some struggles as well as some great opportunities to increase financial stability by getting back to the basics and investing correctly. Not everyone has had a pleasant year so… Read more

by Amelia Josephson Apr 20, 2022

Thinking of moving to Wyoming? There are plenty of reasons a person might be drawn to visit or move to (and potentially buy a home in) the Equality State. For many, the state’s natural beauty is the… Read more

by Amelia Josephson Dec 22, 2016

You may have heard the term “fintech” but not really known what it meant. Not to worry. What do you get when you combine “financial” and “technology”? Fintech. It’s a term that’s generally applied to… Read more

by Amelia Josephson Sep 30, 2022

There are more than 113,000 dentists in the U.S., according to the Bureau of Labor Statistics (BLS). That’s not surprising given that most Americans are visiting the dentist at least once a year: The… Read more

by Amelia Josephson Feb 28, 2022

Idaho’s state nickname is the Gem State, and once you’ve seen Idaho you’ll realize how apt that name really is. Yes, there are gemstones and other natural resources, but a lot of Idahoans would say… Read more

by Amelia Josephson Apr 10, 2017

The average salary for doctors ranges from $183,180 for pediatricians to $258,100 for anesthesiologists.  Becoming a doctor involves paying a bundle for medical school and putting in long hours, but… Read more

by Amelia Josephson Oct 18, 2017

Goldman Sachs has a higher profile than many other investment banks. Its name is frequently invoked as a stand-in for Wall Street and the financial sector. Secretary Clinton’s speeches to the company… Read more

by Amelia Josephson Mar 22, 2022

Thinking of moving to Utah? We don’t blame you. The state is known for its high quality of life, low crime and beautiful landscape. Utah is more affordable than neighboring state Colorado but offers… Read more

by Amelia Josephson Sep 30, 2022

Becoming a lawyer is no walk in the park. You have to do well enough in college and on the LSAT to get into law school, graduate from law school, get a job and pass the bar exam. At the end of that… Read more

by Amelia Josephson Nov 02, 2022

Charlotte is the largest city in North Carolina and has a population that’s growing quickly. According to the Charlotte Regional Business Alliance, the area’s population is expected to grow by 50% by… Read more

by Amelia Josephson Aug 11, 2022

President Trump signed the Tax Cuts and Jobs Act into law in December 2017. This bill largely didn’t affect individual income taxes until the 2018 tax year, which you filed in early 2019. How exactly… Read more

by Amelia Josephson Dec 05, 2016

The holidays are always a busy season for charities around the world. Many people save their giving for the end of the year, or make charitable contributions in lieu of buying holiday presents. If… Read more

by Amelia Josephson Dec 02, 2016

Even the most amicable of divorces generally involve some kind of expense. The average cost of a divorce varies greatly based on how complicated the case is and on the kind of divorce you seek. At… Read more

by Amelia Josephson Dec 01, 2016

If you buy or lease a car, you’ll need to arrange for insurance coverage. Not only is it the law in most states, it will also protect your bank account in the event of an accident. However, if you’re… Read more

by Amelia Josephson Apr 25, 2022

Intrigued by the Green Mountain State? Thinking of moving to Vermont? Vermont has experienced slow population growth in recent years, but that doesn’t mean it’s not worth putting on your list of… Read more

by Amelia Josephson Apr 10, 2017

The average salary of a registered nurse is $67,490. You may have heard that there is high demand for nurses these days. The nursing field is growing quickly and some experts are predicting a coming… Read more

by Amelia Josephson Jul 09, 2019

Say you own an investment property that you rent out to tenants. You probably want some form of insurance coverage for your property. Landlord insurance rolls multiple forms of coverage into one… Read more

by Amelia Josephson Apr 14, 2022

Virginia has a reputation for a well-educated population and a strong job market. This understandably makes it a fairly attractive state to make a move to. Of course, there’s more than one way of… Read more

by Amelia Josephson Dec 12, 2019

Have you ever wondered how city governments pay for big infrastructure projects? One method is called tax increment financing. Essentially, it means banking on the increase in property tax revenue… Read more