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Amelia Josephson

Mortgage, Home Buying and Credit Card Expert

Amelia Josephson is a writer passionate about covering financial literacy topics. Her areas of expertise include retirement and home buying. Amelia's work has appeared across the web, including on AOL, CBS News and The Simple Dollar. She holds degrees from Columbia and Oxford. Originally from Alaska, Amelia now calls Brooklyn home.

Posts by Amelia Josephson:

by Amelia Josephson Sep 19, 2019

We all know that a safe approach to personal finance falls somewhere between the two extremes of betting your paycheck on a card game and putting all your money under the mattress. Exactly where you place yourself on the spectrum of risk tolerance is a personal choice, but one that can have a big impact on your net worth. How to tell the difference between a healthy amount of financial caution and a risk-aversion that’s holding you back? That’s a tough one. Read on for our top 5 signs you’re too risk-averse. Read more

by Amelia Josephson May 29, 2019

If you’ve got questions about mortgages, you stand in good company. Mortgages are bewildering, whether you’re a first-time homebuyer or not. This roundup will answer how you can negotiate the best mortgage rates, whether you should take out a short- or long-term loan, whether you’ll need private mortgage insurance and more. For questions specific to your finances and how your mortgage fits into your overall financial life, a financial advisor may be able to help. Read more

by Amelia Josephson Feb 14, 2020

Long on motivation and short on time? You may be wondering how to find the hours in the day for a side job to supplement your income. We can help with that.  Read more

by Amelia Josephson Dec 21, 2017

Think back to the first job you ever had as an adult. We’ll bet you spent just about all that money soon after you got paid and imagined all the things you’d do with a higher income. What about now?… Read more

by Amelia Josephson Dec 23, 2014

Now that you’ve indulged in Thanksgiving excess and dipped your toe into holiday shopping, isn’t it time you showed a charity some love? You may know that charitable donations are tax-deductible, but… Read more

by Amelia Josephson Jul 05, 2018

You hate it, I hate it, everybody hates it. Sometimes, though, asking for financial help is the only way out of a jam. With the holiday season coming up, chances are your relatives are asking you… Read more