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Amelia Josephson

Mortgage, Home Buying and Credit Card Expert

Amelia Josephson is a writer passionate about covering financial literacy topics. Her areas of expertise include retirement and home buying. Amelia's work has appeared across the web, including on AOL, CBS News and The Simple Dollar. She holds degrees from Columbia and Oxford. Originally from Alaska, Amelia now calls Brooklyn home.

Posts by Amelia Josephson:

by Amelia Josephson May 18, 2018

Does the idea of raising your own chickens appeal to you? It’s not for everyone (apartment-dwellers, we’re looking at you) but it can be a rewarding project. If you haven’t taken the plunge yet, you may be wondering whether it’s possible to save money or even make money by raising chickens. Here’s what you should know about the economics of raising chickens.  Read more

by Amelia Josephson Mar 22, 2022

New Jersey has some of the highest taxes in the U.S. It also has some very high home prices, driven in part by its proximity to New York City and its population density (the highest in the country). Despite this, the Garden State has a lot to offer: New Jersey’s economy is consistently strong and its schools are among the best in the Northeast. There are many other factors that go into its cost of living calculations, though. If you’re looking to rent or buy in New Jersey, a financial advisor can help you put a financial plan to do so. Read more

by Amelia Josephson Mar 18, 2021

If you’re reading this, chances are slim that you’ve ever won a lottery. Why? Because the odds of winning are just so low. In 2014, Americans spent $70.15 billion on lottery tickets alone. That’s more than the total spending on music, books, sports teams, movies and video games combined, according to CNN Money. What do we get for all that money spent on the lottery? That depends.  Read more

by Amelia Josephson May 29, 2019

If you’re thinking about moving to the Palmetto State, it’s important to know what the cost of living is there. The state has a high income tax and a high sales tax, though property taxes are very… Read more

by Amelia Josephson Aug 20, 2018

Composting for homeowners is a small but growing movement. At the industrial level, it’s catching on, too. 24% of the waste that Americans throw away is food and yard waste. That waste could all be… Read more

by Amelia Josephson Jul 10, 2019

Georgia has quite a lot to offer its residents. For example, the state has reasonable home prices, as well as rents that come in below the national median. On the other hand, utility bills in Georgia… Read more

by Amelia Josephson Jan 07, 2022

If you have children or other dependents under the age of 17, you likely qualify for the Child Tax Credit. It’s been increased as part of the American Rescue Plan, which was signed by President Biden… Read more

by Amelia Josephson Feb 02, 2017

According to the CDC’s 2006-2010 National Survey of Family Growth, 12% of American women of reproductive age (that’s 7.3 million women), or their husbands or partners, had sought fertility treatment… Read more

by Amelia Josephson May 28, 2019

Virginia is for lovers, as the saying goes. Whether you’re a history buff or a nature enthusiast, you should find lots to love in Virginia. The standard of living in Virginia is high, with a cost of… Read more

by Amelia Josephson Jul 18, 2019

Over 40% of U.S. households have access to a video streaming service, according to a 2015 Nielsen report. What’s more, 13% of households have more than one streaming service membership. If you use… Read more

by Amelia Josephson May 29, 2019

If you’re considering a move to North Carolina, you’re probably wondering about the cost of living in the Tar Heel State. North Carolina’s state income taxes operate on a flat rate, meaning everyone… Read more

by Amelia Josephson Mar 18, 2021

On March 1, 1872 Congress voted to establish Yellowstone National Park, the first national park. Today, there are over 400 national parks and over 20,000 National Park Service employees. Want to know… Read more

by Amelia Josephson May 29, 2019

Oregon has plenty to offer anyone that loves nature. The Beaver State is known as a great place to visit, but there are also many benefits to calling it home. Whether you’re drawn to the artisanal… Read more

by Amelia Josephson Aug 20, 2018

If you follow politics you might have noticed the phrase “means tested.” It’s used to describe certain government programs and benefits, but what does it mean? The short answer is that “means tested”… Read more

by Amelia Josephson May 18, 2018

If you’ve ever walked down the pet aisle at a big supermarket you’ve gotten a sense of the scale of America’s pet industry. According to the American Pet Products Association (APPA), total pet… Read more

by Amelia Josephson May 28, 2019

If you love hot, sunny weather and natural beauty, you’ll love Arizona. The Grand Canyon State has a diverse population and plenty of natural attractions. When it comes to taxes, the state’s sales… Read more

by Amelia Josephson Jul 24, 2019

We all know that it’s possible to change our health insurance plans during open enrollment. But what if you want to change your insurance at some point in the months between open enrollment periods?… Read more

by Amelia Josephson Dec 21, 2015

There’s been a lot of talk lately about fiduciary duty as part of the ongoing debate as to which finance professionals should have a fiduciary duty to their clients. Let’s explain the concept of… Read more

by Amelia Josephson Dec 18, 2015

If you love crafting, making handmade treasures or hunting for vintage finds, you may be wondering how much money you could make on Etsy. Perhaps you already have a side hustle in handmade items and… Read more

by Amelia Josephson Dec 17, 2015

Millions of Americans have unsteady streams of income. In general, people like to have roughly the same consumption level at all times. We don’t particularly enjoy having $2,000 to spend one month… Read more

by Amelia Josephson Apr 07, 2022

The Sunshine State: Whether you love Florida for Disney, Major League Baseball spring training, Art Basel or the Keys, you’ve probably thought about moving there, especially on a cold winter day… Read more

by Amelia Josephson Jul 18, 2019

Those apps on your smartphone? While they’re entertaining you they may be making a lot of other people rich. The mobile apps industry is booming. A 2015 report by Transparency Market Research… Read more

by Amelia Josephson May 28, 2019

U.S. Census Bureau data shows Colorado’s population grew by 1.4% from 2017 to 2018, which is the seventh highest rate in the nation. That growth probably isn’t surprising to anyone who’s visited or… Read more

by Amelia Josephson Dec 08, 2015

There are big decisions you’ll have to make in life, like whether to rent or buy a house. Then there are small decisions, like whether to make a gingerbread house. If you’re determined to get festive… Read more

by Amelia Josephson Jun 19, 2018

These days it seems like film festivals are a dime a dozen. From the glitzy red carpet of the Cannes festival to the casual vibe at Sundance, film festivals are a chance to premiere new films,… Read more