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Amelia Josephson

Mortgage, Home Buying and Credit Card Expert

Amelia Josephson is a writer passionate about covering financial literacy topics. Her areas of expertise include retirement and home buying. Amelia's work has appeared across the web, including on AOL, CBS News and The Simple Dollar. She holds degrees from Columbia and Oxford. Originally from Alaska, Amelia now calls Brooklyn home.

Posts by Amelia Josephson:

by Amelia Josephson Feb 02, 2017

According to the CDC’s 2006-2010 National Survey of Family Growth, 12% of American women of reproductive age (that’s 7.3 million women), or their husbands or partners, had sought fertility treatment services in their lifetime. The fertility industry is growing and proved resilient even during the Great Recession. As the cost of fertility services rises, some are taking out loans to finance treatment. Let’s take a closer look at the economics of fertility, the size of the fertility industry and the financial impact on the Americans who seek treatment.  Read more

by Amelia Josephson Oct 01, 2022

Virginia is for lovers, as the saying goes. Whether you’re a history buff or a nature enthusiast, you should find lots to love in Virginia. The standard of living in Virginia is high, with a cost of living to match; however, taxes are fairly low here. If you’re moving to the state and have questions about the impact on your financial plan, you may want to speak with a financial advisor.  Read more

by Amelia Josephson Oct 01, 2022

Over 40% of U.S. households have access to a video streaming service, according to a 2015 Nielsen report. What’s more, 13% of households have more than one streaming service membership. If you use Netflix, Hulu Plus or one of the other popular streaming services, you’re not alone. Let’s take a closer look at the rise of video streaming service and what their popularity means for the future.  Read more

by Amelia Josephson Oct 20, 2022

If you’re considering a move to North Carolina, you’re probably wondering about the cost of living in the Tar Heel State. North Carolina’s state income taxes operate on a flat rate, meaning everyone… Read more

by Amelia Josephson Oct 20, 2022

On March 1, 1872 Congress voted to establish Yellowstone National Park, the first national park. Today, there are over 400 national parks and over 20,000 National Park Service employees. Want to know… Read more

by Amelia Josephson Oct 01, 2022

Oregon has plenty to offer anyone that loves nature. The Beaver State is known as a great place to visit, but there are also many benefits to calling it home. Whether you’re drawn to the artisanal… Read more

by Amelia Josephson Aug 20, 2018

If you follow politics you might have noticed the phrase “means tested.” It’s used to describe certain government programs and benefits, but what does it mean? The short answer is that “means tested”… Read more

by Amelia Josephson May 18, 2018

If you’ve ever walked down the pet aisle at a big supermarket you’ve gotten a sense of the scale of America’s pet industry. According to the American Pet Products Association (APPA), total pet… Read more

by Amelia Josephson Oct 01, 2022

If you love hot, sunny weather and natural beauty, you’ll love Arizona. The Grand Canyon State has a diverse population and plenty of natural attractions. When it comes to taxes, the state’s sales… Read more

by Amelia Josephson Oct 01, 2022

We all know that it’s possible to change our health insurance plans during open enrollment. But what if you want to change your insurance at some point in the months between open enrollment periods?… Read more

by Amelia Josephson Dec 21, 2015

There’s been a lot of talk lately about fiduciary duty as part of the ongoing debate as to which finance professionals should have a fiduciary duty to their clients. Let’s explain the concept of… Read more

by Amelia Josephson Dec 18, 2015

If you love crafting, making handmade treasures or hunting for vintage finds, you may be wondering how much money you could make on Etsy. Perhaps you already have a side hustle in handmade items and… Read more

by Amelia Josephson Dec 17, 2015

Millions of Americans have unsteady streams of income. In general, people like to have roughly the same consumption level at all times. We don’t particularly enjoy having $2,000 to spend one month… Read more

by Amelia Josephson Oct 01, 2022

The Sunshine State: Whether you love Florida for Disney, Major League Baseball spring training, Art Basel or the Keys, you’ve probably thought about moving there, especially on a cold winter day… Read more

by Amelia Josephson Jul 18, 2019

Those apps on your smartphone? While they’re entertaining you they may be making a lot of other people rich. The mobile apps industry is booming. A 2015 report by Transparency Market Research… Read more

by Amelia Josephson Nov 02, 2022

U.S. Census Bureau data shows Colorado’s population grew by 1.4% from 2017 to 2018, which is the seventh highest rate in the nation. That growth probably isn’t surprising to anyone who’s visited or… Read more

by Amelia Josephson Oct 01, 2022

There are big decisions you’ll have to make in life, like whether to rent or buy a house. Then there are small decisions, like whether to make a gingerbread house. If you’re determined to get festive… Read more

by Amelia Josephson Nov 03, 2022

These days it seems like film festivals are a dime a dozen. From the glitzy red carpet of the Cannes festival to the casual vibe at Sundance, film festivals are a chance to premiere new films,… Read more

by Amelia Josephson Oct 01, 2022

Texas is the second-largest state in the U.S. by area. It offers a varied landscape, both in terms of terrain and cost of living. To get a sense of the overall cost of living in The Lone Star State,… Read more

by Amelia Josephson Sep 30, 2022

If you’ve ever popped into a clothing chain for some cheap “retail therapy” you’ve participated in the fast fashion industry. With fast fashion, clothing brands have rejected the seasonal model of… Read more

by Amelia Josephson Nov 26, 2015

An umbrella insurance policy adds an extra layer of protection to your liability insurance. If someone decides to sue you, umbrella insurance can cover you. If you don’t have many assets, you might… Read more

by Amelia Josephson Sep 21, 2022

Alaska, also known as the Last Frontier, is on many Americans’ travel bucket lists. If you visit Alaska and fall in love with it, you may decide you want to move there. While Alaska famously offers… Read more

by Amelia Josephson Aug 20, 2018

As American consumers increasingly long for a personal, local touch in the goods we buy, the craft industry seems to be booming. Have you ever dreamed of quitting your 9-to-5 job and starting a… Read more

by Amelia Josephson Mar 22, 2022

California is a state of extremes. It’s home to some of America’s richest and poorest cities and counties. That means there’s no single cost of living in California. Still, there are some things that… Read more

by Amelia Josephson Sep 30, 2022

Are podcasts the new TV? These days it seems like everyone we talk to has a favorite podcast or a handful of podcasts on heavy rotation. Podcasts are booming. You can find episodes on personal… Read more