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Amelia Josephson

Mortgage, Home Buying and Credit Card Expert

Amelia Josephson is a writer passionate about covering financial literacy topics. Her areas of expertise include retirement and home buying. Amelia's work has appeared across the web, including on AOL, CBS News and The Simple Dollar. She holds degrees from Columbia and Oxford. Originally from Alaska, Amelia now calls Brooklyn home.

Posts by Amelia Josephson:

by Amelia Josephson Nov 04, 2020

While accounting and finance may go together, there are key differences: accounting focuses the flow of money and out of a company or family, while finance is a more broad term that describes how one manages asset and liabilities. Whether you are considering different college majors or thinking about who to hire to help you manage your own finances, it is important to understand exactly what the two fields are and what specialists in each do. To find someone to help with your own money, consider using SmartAsset’s free financial advisor matching service. Read more

by Amelia Josephson May 21, 2018

Whether you just recently purchased your first home or you want to spruce up a house you’ve lived in for a while, a new paint job can be a great way to refresh your property. Concerned about what that might cost? Here’s everything you need to know about the average cost to paint a house. We’ll cover both interior and exterior paint jobs.  Read more

by Amelia Josephson Apr 15, 2016

If you’re looking for a side hustle or you have some belongings you’d like to sell, you may be wondering how to make money on eBay. You can get your feet wet by selling as a registered seller, but at some point you might want to set up an eBay store. Here’s what you should know about how to make money on eBay.  Read more

by Amelia Josephson Apr 14, 2016

When you’re house hunting it can be tricky to know how to navigate the paperwork involved in becoming a homeowner. Say you find the perfect place. In some cases you’ll submit an offer letter that… Read more

by Amelia Josephson Dec 28, 2016

Nashville is a fast-growing city with plenty of opportunities for work and play. The city’s population has grown by more than 6% since 2010 as more and more people flock to Nashville for the abundant… Read more

by Amelia Josephson May 31, 2018

Are housing costs taking up a big chunk of your budget? You’re not alone. Whether they rent or own their homes, housing affordability is a challenge for millions of households. But it’s especially a… Read more

by Amelia Josephson May 21, 2018

Are you considering finishing your basement? It may be on your mind if you want to increase the value of your home or expand your family’s living space. The cost to finish your basement will depend… Read more

by Amelia Josephson Apr 08, 2016

Instagram is one of the most successful apps to launch in recent years. It boasts over 300 million users. You may be using Instagram to document your meals or post selfies with your friends, but what… Read more

by Amelia Josephson Jun 11, 2018

Moving to San Francisco? Join the crowd. The City by the Bay has a growing population, a global tech reputation, public transportation, mild weather and so much more. Yes, it’s expensive, but there’s… Read more

by Amelia Josephson Apr 01, 2016

The question of how to split rent can be a tricky one. Roommates may be reluctant to risk conflict by proposing an alternative to the standard 50-50 split. If you’re wondering how to split your rent… Read more

by Amelia Josephson Apr 01, 2016

Want to earn fame and fortune online? You may be wondering how to make money on YouTube. The video sharing platform has made its share of celebrities, some of whom have been able to capitalize on all… Read more

by Amelia Josephson Jun 19, 2018

Feeling the lure of the Windy City? Ready to make your home in the Jewel of the Midwest? We don’t blame you. Chicago combines the features of a major city with a small-town feel and Midwestern… Read more

by Amelia Josephson Mar 23, 2016

It’s a common practice for U.S. cities to have sister cities in foreign countries. New York City’s official sister cities include Beijing, Cairo and Budapest. But there are sister cities within the U… Read more

by Amelia Josephson Jun 11, 2018

Are you considering moving to Los Angeles? There’s a lot you should know. No, not everyone is in the entertainment industry. Yes, the avocados really are that good. Moving to LA can be a little… Read more

by Amelia Josephson Mar 11, 2016

Whether someone rents or buys, tough economic times or unexpected bills can leave a person scrambling to keep up with housing costs. If you have a mortgage, you may be eligible for assistance… Read more

by Amelia Josephson Jul 10, 2019

Tennessee is packed with a country and blues culture that’s centered around Nashville and Memphis. When it comes to the cost of living in the state, you’ll find cheap rental prices compared to… Read more

by Amelia Josephson May 21, 2018

Have you been to the zoo lately? If so, you may have found yourself wondering, “How do zoos make money?” Or maybe you’ve always been curious about how zoos get their hands on the animals their… Read more

by Amelia Josephson Jul 10, 2019

Perhaps you’re drawn to the revitalized city of Detroit or the natural beauty of the Upper Peninsula. Regardless of where you want to move, the cost of living in Michigan can differ from city to city… Read more

by Amelia Josephson Mar 17, 2021

To claim the Premium Tax Credit (PTC), you must file IRS Form 8962 with your federal income tax return. The PTC is meant to help people recoup some of the money they spent on Marketplace health… Read more

by Amelia Josephson Feb 26, 2016

The 2012 presidential election set records for the most expensive in U.S. history, and the 2016 election is on track to break that record. Total spending on the 2016 presidential race is projected to… Read more

by Amelia Josephson Jul 10, 2019

Maine is the eastern-most state in the U.S., and is known for the natural beauty of its forests and coastline. Along with these attractions, though, comes a cold climate. As far as Maine’s cost of… Read more

by Amelia Josephson Jan 22, 2021

If you’re claiming an exemption from healthcare coverage, you’ll need to fill out IRS form 8965 when you do your federal income taxes. This form helps you comply with Affordable Care Act rules that… Read more

by Amelia Josephson May 21, 2018

By 2014, one of the telling indicators that the U.S. economy had bounced back after the Great Recession was that visits to Disney World had rebounded. American families were visiting the Magic… Read more

by Amelia Josephson Feb 18, 2016

Just because two people haven’t officially tied the knot doesn’t mean they don’t have shared expenses and financial goals they want to achieve. So how should unmarried couples handle saving money?… Read more

by Amelia Josephson Jul 10, 2019

Maryland is an expensive state to live in. The Old Line State has a pricey home market, as well as above average rent prices. The statewide cost of utilities and groceries aren’t any better either.… Read more