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Posts by Amanda Dixon:
Industry standards say that homebuyers should expect to make at least a 20% down payment. In reality, however, not everyone can afford to do that. Down payment assistance plans and mortgages with zero or low down payments can relieve some of the financial burden that’s often felt by low- and moderate-income individuals. The Affordable Loan Solution plan is the newest loan program to enter the mortgage market with the goal of assisting financially strapped borrowers. Read more
Inflation becomes a problem when average prices rise too fast, hurting consumers, businesses and investors. Deflation can wreak havoc on an economy as well. There’s deflation when growth is slow and overall prices are on the decline. Yet another issue that we have to worry about is stagflation. We’ll tell you what it is and the signs that indicate that it’s approaching. Read more
You don’t have to be wealthy to become an investor. On the contrary, there are plenty of ways to invest smaller amounts of money. The key is finding investment opportunities that don’t charge excessive fees that can reduce the size of your profits. If you’re ready to give investing a chance, we go over some of the best ways to invest $1,000 without taking huge risks. If you want hands-on guidance when choosing your investments, consider working with a financial advisor. Read more
The Affordable Care Act requires most Americans to have healthcare coverage. Unless you don’t have to file taxes or you qualify for an exemption, you’ll likely get stuck paying a penalty called the… Read more
When you’re making an offer on a house that has several bidders, you may decide to enhance the appeal of your bid by writing a letter to the seller. Your letter should explain why you’re interested… Read more
Investing requires quite a bit of time and effort. In order to choose the right mix of stocks, bonds and cash investments for your portfolio, you’ll need to spend some time researching your options.… Read more
When you save or invest your money, you expect to earn some sort of return. With deposit accounts like certificates of deposit or savings accounts, banks need a way to measure the return that you can… Read more
Investors who put their money into savings vehicles and other accounts hope to earn decent returns. Over time, interest adds up, and how quickly it grows depends on the kind of interest you’re… Read more
Anyone who takes out a loan has to think about the cost of doing so. If you need to borrow money to finance a home purchase or a renovation, you’ll want your interest rate to be as low as possible.… Read more
Tax considerations should be front-of-mind when you’re paying off your student loan debt. Whether you have a standard repayment plan or you’ve signed up for an income-based repayment program, there… Read more
Form 1095-A is a tax document Americans need to file if they buy health insurance through the government health insurance marketplaces established by the Affordable Care Act (commonly known as… Read more
If you want to break up with your bank, it’s a good idea to pump your breaks before moving over to a credit union. While it’s true that credit unions rival banks by charging fewer fees and… Read more
Millennials probably can’t imagine banking without their computers or cell phones. Members of older generations, however, might recall a time when they had to visit a branch to access their accounts.… Read more
As an investor, boosting your return rates is probably your primary concern. But no matter how carefully you’ve selected the stocks and bonds in your portfolio, it’s a good idea to make some… Read more
If you’re on the hunt for a new checking account or you want to start investing, you might need to set aside time in your schedule to do some research. That’s because there are many kinds of banks… Read more
Your credit score matters, especially if you’re planning to buy a house or you want access to the lowest loan interest rates. There are three credit bureaus that keep track of consumer credit data.… Read more
Think your landlord has it made? Just wait until you find out about the tax breaks she’s eligible for. Owning a rental property certainly comes with its fair share of frustrations. When you consider… Read more
A tax deduction is a type of tax break that reduces the amount of money you owe the government. Tax deductions decrease your tax burden by lowering your taxable income and you can either claim the… Read more
There are several good reasons to consider filing your own tax return. It can be cheaper than putting everything in the hands of a professional. You’ll learn how to lower your tax bill and you’ll be… Read more
Before you know it, tax season will be here again. If you’ve made a couple of mistakes on your tax forms in previous years or you’ve had to file for an extension on more than one occasion, this is… Read more
Rental housing prices are now sky high and rental payments easily take the biggest chunk out of workers’ paychecks. And in certain areas, like Oakland and New York City, more than 70% of the median… Read more
You could marry the love of your life when the temperature rises above 70 degrees. Or you could plan to say your vows in the dead of winter. If you’re a fan of sunshine and warm weather, you might… Read more
Since their debut during the Great Depression, layaway plans have allowed Americans to make large purchases without having to pay for them right away. While a layaway program can be a good… Read more
While weddings can be magical and exciting for everyone involved, they can also be incredibly expensive. Even if you’ve spent years saving up for your special day, the rapidly mounting costs might… Read more
Credit scores are pretty mysterious. Your score can change overnight and vary by credit bureau. While there’s no secret formula to obtaining a perfect credit score, there are certain actions you can… Read more
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