Posts by AJ Smith, CEPF®
Personal Finance
SmartAsset Talks to The Budgetnista (Video)
Tiffany Aliche is The Budgetnista. She teaches financial empowerment through speaking engagements, workshops and her bestselling book. Her motto is “LIVE RICHER” and for this edition of SmartAsset Talks she explains what that means and how you can join 10,000… Read more…
Mortgage
Why Sellers Should Offer Rent-to-Own Contracts
Owning property is often seen as a landmark of adulthood, indicating prosperity and fiscal responsibility. Unfortunately, down payments, closing costs and loans are expensive and not everyone can afford the fees associated with home ownership. However, some properties can… Read more…
Personal Finance
5 Ways to Financially Support Elderly Parents
This is a guest post written by the Editors of CreditDonkey. It’s a tough economy out there, and even tougher for elderly folks. According to the Pew Research Center, around 20 percent of adult children ages 40 to 60 years old… Read more…
Personal Finance
Don’t Waste Money in… the Bathroom
Saving money doesn’t always mean you have to drastically change your lifestyle. There are small changes that can really add up. In fact, you can find large savings in every room of the house. Check out our latest video blog… Read more…
Mortgage
Relying on an FHA Loan? Sellers May Not Be Thrilled
Mortgage loans insured by the Federal Housing Administration, better known as FHA loans, have become increasingly popular tools for home buyers. Sellers are not always as thrilled with the product because the borrowers of these loans can often bring risk to getting the transaction closed. Determining if it is a good financial tool for you might… Read more…
Personal Finance
How I’m Donating This Year… and It Won’t Cost Me a Cent
It’s the time of year when many of us think about giving back. You can donate money or time, new toys or old coats. But this year, I decided to donate my hair. It doesn’t cost a thing (often the… Read more…