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AJ Smith

Home Buying, Banking and Retirement Expert

AJ Smith is an award-winning journalist and personal finance expert with more than a decade of experience in television, radio, newspapers, magazines and online content. She has appeared on CNN, The Weather Channel, Wall Street Journal Radio and ABC News Radio. Her work has appeared on websites including MarketWatch, Huffington Post, Yahoo Finance and She is a contributor for Forbes. The SmartAsset VP of Content and Financial Education has degrees from Princeton University and Mississippi State University. AJ was named an honoree of the 2018 Women in Media awards in the Corporate Champions category. She is a member of the Society for Advancing Business Editing and Writing and a Certified Educator in Personal Finance® (CEPF®). AJ and her husband also write and illustrate educational children's books.

Posts by AJ Smith:

by AJ Smith Mar 02, 2018

Dave Carvajal knows how to match good people to good jobs. He co-founded and grew, built up and still runs his own boutique executive search company, Dave Partners. But he wanted to share his secrets with even more people. Carvajal is detailing the knowledge he has gained from two decades of success in a new book, “Hire Smart from the Start.” We read the book and think it could help any entrepreneur who is looking to grow their business quickly, without making the typical hiring mistakes along the way. Read more

by AJ Smith Mar 14, 2019

Patrice Washington says she is an accidental personal finance blogger. Regardless, it’s a role she seems born to play, and one she’s certainly making the most of! Patrice is now much more than a personal finance blogger, she is a personal finance educator, author and advocate. You can see, hear and read Patrice pretty much everywhere from the Steve Harvey TV and radio show to her own books on personal finance. We caught up with Patrice in New Orleans for this edition of SmartAsset Talks. Read more

by AJ Smith Apr 11, 2017

Steve Chou didn’t plan to start an online business. But when his wife got pregnant, she decided she wanted to quit her job. The couple knew they needed to find a way to replace her six-figure income to continue to live the life they wanted. Now they run a successful business, along with a blog about how they do it. We caught up with Steve for this edition of SmartAsset Talks. Read more

by AJ Smith Apr 10, 2017

Mark and Lauren Greutman were a couple dealing with debt. Instead of turning the other way, they faced their problem head on, taking drastic steps to improve their financial path. Then they decided… Read more

by AJ Smith Apr 10, 2017

We often hear about the negative consequences of debt. And while it is certainly a good idea to avoid unnecessary and high-interest debt, most people will carry some kind of debt at some point in… Read more

by AJ Smith Apr 11, 2017

Sandy Smith is cheap. And she’s not afraid to tell people about it. Her motto is, “I embrace the cheap.” She says being cheap means being concerned about saving money, getting the best bang for your… Read more

by AJ Smith Apr 11, 2017

Being one man at a computer wasn’t enough for Philip Taylor, known by most in the financial blogging world as PT. After starting his own website in 2007 to share his experience improving his own… Read more

by AJ Smith Sep 08, 2021

Tiffany Aliche is The Budgetnista. She teaches financial empowerment through speaking engagements, workshops and her bestselling book. Her motto is “LIVE RICHER” and for this edition of SmartAsset… Read more

by AJ Smith Apr 10, 2017

Chris Ducker gives good advice. And (spoiler alert!) he does it in a British accent. A serial entrepreneur, virtual staffing expert, blogger, podcaster and author, Chris took some time to talk to us… Read more

by AJ Smith Apr 11, 2017

Farnoosh Torabi has been tackling the topic of money for more than a decade. The personal finance expert and  TV personality is a contributing editor at Money Magazine and frequent contributor on The… Read more

by AJ Smith Apr 11, 2017

Josh Elledge of SavingsAngel doesn’t believe in sacrificing everything in order to save money. In fact, he believes you can live abundantly and still meet your financial goals. Not many financial… Read more

by AJ Smith Apr 11, 2017

J. Money is the rebel of personal finance. Some people even call him the rock star. Whatever label you choose, he’s certainly not your average finance nerd. The full-time blogger dons a mohawk… Read more

by AJ Smith Jan 15, 2020

Owning property is often seen as a landmark of adulthood, indicating prosperity and fiscal responsibility. Unfortunately, down payments, closing costs and loans are expensive and not everyone can… Read more

by AJ Smith Apr 11, 2017

Lauren is THAT lady. The mother of four juggles it all. When her family was digging out of debt she learned just how much she could save on groceries by cutting coupons, planning ahead and executing.… Read more

by AJ Smith Apr 11, 2017

J.D. Roth calls himself an accidental personal finance expert. This humble, friendly and very knowledgeable guy started the Get Rich Slowly movement (and blog!) to share his journey of getting out of… Read more

by AJ Smith Apr 10, 2017

What happens when a bunch of people who only know each other by Twitter handles show up together in New Orleans for the weekend? Well first of all, there’s a lot of squinting to read names on badges.… Read more

by AJ Smith Mar 14, 2018

Jason Steele is a freelance writer who specializes in credit cards and travel rewards. He has been featured in USA Today, Time and many publications for his expertise. Steele took the time to answer… Read more

by AJ Smith Feb 24, 2016

This article is written by Kristin Tablang. Winning an Oscar is a big deal—there’s no doubt about that. It’s pretty much considered the same as adding a magnificent plume to an actor’s otherwise drab… Read more

by AJ Smith Jan 02, 2015

  This is a guest post written by the Editors of CreditDonkey. It’s a tough economy out there, and even tougher for elderly folks. According to the Pew Research Center, around 20 percent of adult… Read more

by AJ Smith Sep 08, 2021

Saving money doesn’t always mean you have to drastically change your lifestyle. There are small changes that can really add up. In fact, you can find large savings in every room of the house. Check… Read more

by AJ Smith Apr 25, 2022

Mortgage loans insured by the Federal Housing Administration, better known as FHA loans, have become increasingly popular tools for home buyers. Sellers are not always as thrilled with the product… Read more

by AJ Smith Apr 11, 2017

It’s the time of year when many of us think about giving back. You can donate money or time, new toys or old coats. But this year, I decided to donate my hair. It doesn’t cost a thing (often the… Read more

by AJ Smith Jun 29, 2015

More and more people are using online tools and their smartphone to create their budgets and track their spending. We met up with Julianna Young from Moven to talk about this trend. Watch our video… Read more

by AJ Smith Nov 17, 2017

Welcome to SmartAsset’s first video blog. I’m AJ Smith, the new managing editor here at SmartAsset. With a decade of journalism experience mainly in television, I’m excited to bring video blogs to… Read more

by AJ Smith Jul 23, 2019

We’re grown-ups, right? We want our own space and our own place. But at what cost? We found some people willing to share in order to pay bills and make extra cash.  Meet people who are renting their… Read more